Coralling the penalties horse: Paciocco v Australia and New Zealand Banking Group Ltd -
Cost of Credit Cards to Merchants
Cost of Credit Card transactions to Cardholders
Council of Financial Regulators
COUNCIL OF FINANCIAL REGULATORS ANNUAL REPORT 2001
Counting the costs of a Royal Commission - 16 May 2013 - Mondaq
Credit card advertising rules and laws | finder.com.au
Credit card bankruptcies could be the next banking scandal
Credit Card Blues: The Middle Class and the Hidden Costs of Easy Credit
Credit card debt trap increasingly catching older Australians - ABCNews -
'Credit Card Distress' Authorities
Credit Card Regulations Released - HWL Ebsworth - Tuesday, 08 November 2011
Credit card report takes aim at banks' limit increase approvals, financial checks - SMH
Credit card revolution is on the way - SMH - Shaun Drummond MARCH 14, 2014 XXX
CREDIT CARD SCHEMES - EXCESSIVE FEES AND INTEREST CHARGES - PETER MAIR / SUBMISSION TO SENATE STANDING COMMITTEE ON ECONOMICS - April 2015
Credit Cardholders or Cardholders
Credit Cardholders' Contribution To Credit Card Issuers' Gross Revenue
Credit Card Debt Accruing Interest
Credit Cards, Store Cards and Debit Cards - Consumer Affairs Tasmania
Credit Cards in Australia - Nov 2021 - Euromonitor Int'l
Credit Card Debt and Debt Collectors
Credit Card Management articles
Credit card interest rates 'inexplicably high': Choice
Credit Card History - finder HISTORY
Credit Card Issuers enjoy various income streams
Credit card management: the $4.3b a year we waste – SMH - Nicole Pedersen-McKinnon - June 17, 2016
Credit Card Penalty Fees Revenue
Credit Card Revenue Definitions
Credit Card reforms HISTORY
Credit card lending in Australia - July 2018 - ASIC
Credit Cards Regulatory Decisions - HISTORY
Credit Card Schemes in Australia by The Australian Retailers Association
Credit Card Purchase Transactions
Credit card use rises despite fewer accounts - Savings.com.au - February 12, 2019
Credit card users struggling under mountain of debt that may never be repaid, ASIC report shows - ABC News - Peter Ryan 4 Jul 2018
Credit Losses at Australian Banks: 1980–2013
Credit Risk To Credit Card Issuers
Credit Reporting Agency or Credit Rating Agency
Creeping danger of Australian households' love affair with credit - SMH
Customer Owned Banking Association (COBA) submission to the Productivity Commission, Canberra
CUTTING CREDIT CARD CONFUSION - CHOICE
Cutting the Social Cost of Problem Debt
Declaration that the Writer is not conflicted
Designated and Regulated Payment Systems
Deregulation and the rule of the big banks - HISTORY
Determine Standards to 'inter alia' re-cap Credit Card interest rates for 'public interest issues'
Developments in the Card Payments Market
Directed to a Financial Services Regulator
Discussion Paper - What do we mean by 'vulnerable' and 'disadvantaged' consumers? - Consumer Affairs Victoria - March 2004
Division 2—Section 11 of the Payment Systems (Regulation) Act 1998;
Draft Standards for EFTPOS & Visa Debit - July 2005 - Coles Myer Ltd
Dubious Credit Card Comparison Websites
Dumb debt can rack up interest costs - SMH - David Potts -
Equitability Cost Contribution Scheme
Essential Banking Law and Practice
Estimated Current Annual Credit Card Purchaser Users Pay Interest Revenue
Everyday Consumer Credit Overview of Australian Law Regulating Consumer Home Loans, Credit Cards and Car Loans - Background Paper 4 - Jeannie Marie Paterson and Nicola Howell, Melbourne Law School
Example 1 - Unconscionable Conduct - St George Visa Gold Card
Example 2 - Unconscionable Conduct - Coles 'No Annual Fee MasterCard' and Coles 'Rewards MasterCard'
Example 3 - Unconscionable Conduct - ANZ's 'First Visa Card' and 'Low Interest Visa Card'
Example 4 - Unconscionable Conduct - Bankwest More MasterCard
Example 5 - Unconscionable Conduct - American Express Low Rate Card
Example 6 - Unconscionable Conduct - Citi Rewards Signature Credit Card
Example 7 - Unconscionable Conduct - HSBC Platinum Credit Card
Example 9 - Unconscionable Conduct - American Express Explorer Credit Card
Executive Summary of Baker Tilly’s research report
Expect more interest rate rises as banks boost profits
Extensive Powers and Responsibilities of the RBA
Extreme Financial And Emotional Distress
Evolution of Payment Costs in Australia - RBA Research Discussion Paper - 2014
Evolution of the Financial System - Time Line of Critical Events
Fancy dress financial regulators ASIC and APRA must go - SMH - 31 May 2016 - Andrew Schmulow
Fees Levied On The Wholesale Supply Side
FCA Comments on Banking Royal Commission - Financial Counselling Australia - Feb 5, 2019
Financial Corporations Act (Cth) of 1974
Financial Counselling Australia - Pre-Budget Submission -
December 2021Financial Counselling Australia's Fiona Guthrie on how to fix financial services
Financial Deregulation - the Scorecard HISTORY
Financial Institutions Collapses in Australia
FINANCIAL INSTITUTION FAILURES IN AUSTRALIA — SOME CASE STUDIES
Financial Literacy or Financial Literacy Skills or Financial Literacy Capacity
Financial Literacy Demographic Quintiles
Financial Literacy and Credit Cards: A Multi Campus Survey
Financial literacy of Australian teenagers is falling: OECD PISA study - AFR - 24 May 2017
Financially Educated or Financially Literate
Financially Uneducated And Vulnerable Australians
Financial Services Reformists and Other Interested Entities
Financial stress drives huge rise in credit card applications - SMH - John Collett February 8, 2023
Financial System Enquiry website 2014
Financial System Inquiry Final Report released Sunday 7 December 2014 - Final Report PDF
Forfeit Interest Free Period Purchase Interest or Forfeit Interest Free Period And Pay Interest On Each Purchase From Each Purchase Date
Four Important Trends Shaping the Future of Credit Cards
Four Economic Reasons for the Campbell Committee Report – Sept 1981
Freedom of Information - Access to documents
From pizzas to credit cards - how to encourage better consumer behaviour – AFR – Chanticleer - TONY BOYD - 02 Jan 2019
From the Archives, 1960: Reserve Bank of Australia created - SMH - History
Frydenberg's move to dump lending laws 'shortsighted', consumer groups say - The Guardian
Government response to the Financial System Inquiry - Response summary - 20 October 2015
GOVERNMENT LIABILITY IN NEGLIGENCE
Globalisation and Rising Inequality in Australia Is Increasing Inequality Inevitable in Australia?
Have we over-estimated the power of the central banks?
Helping Australians avoid the credit card debt trap - Chapter 5 -
High incomes run up relatively less debt on major cards - Roy Morgan
Highest Interest Rate Credit Cards
High Fee — Low Credit Predatory Credit Cards Prey Upon the Poor
How Australians Pay: New Survey Evidence RBA
How Credit Card Companies Make and Earn Money - ValuePenguin - Nov 2022
How predatory banks are hooking credit cards customers - News Daily - Aug 27, 2015
How Does Monetary Policy Impact the Economy?
How much are you paying in credit card interest?
How to choose the right credit card - And avoid falling into the credit card trap -
How to overcome financial stress
IMPROVING AUSTRALIA’S FINANCIAL SYSTEM - Government response to the Financial System Inquiry
Improving consumer outcomes and enhancing competition - Aust Govt - May 2016
Initial Reaction by the Reserve Bank History 1985
Interchange Fees and Transparency of Card Payments - 2015-16 Review of Card Payments Regulation
Interest And Penalty Fees Revenue
Interest Rate Caps: protection or paternalism? - CCCL Research Paper December 2008
Interest Rate Charged or Interest Rate
Interest rates are set to keep rising in 2023, but the RBA is playing with fire SMH Ian Verrender SMH 6 Feb 2023
Interest rates: Lowe’s not the problem, the system is rotten - Ross Gittins February 12, 2023
The interest-free credit card trap snaring unwitting borrowers - The Guardian - 25 March 2012
Interest Free Period or Grace Period
Interest rates and informed choice in the Australian credit card market - Dec 2015 - The Senate - Economics References Committee
Interest rates on Credit Card debt
Is it time for corporate watchdog ASIC to be put down? - ABCNews - Business Editor, Ian Verrender 26 Nov 2018
'It's not even scratched the surface': bank victims demand royal commission 2.0 - Aust Guardian - Martin Farrer and Gareth Hutchens 3 Dec 2018
It will take more than a royal commission to tame the banks
LABOR AND FINANCIAL DEREGULATION - The Hawke/Keating Governments, Banking and New Labor
Labor pledges royal commission into bank behaviour -
Labyrinth of ‘Concealed Spiders’
Life Changing Loans at No Interest - March 2014 - Good Shepherd Microfinance’s
Literacy Documents and Defined Terms
LOAN RATE STICKINESS: THEORY AND EVIDENCE - RBA Paper 1992 HISTORY
Interest rates since 1900 in Australia - HISTORY
Lowest Interest Rate Purchase & Cash Advance Credit Cards
Major National Debt Helpline campaign: act early if you’re experiencing financial stress - FINANCIAL COUNSELLING AUSTRALIA - 26 April 2021
Margin Between Average Business Card Purchase Interest Rate And Official Cash Rate Has Increased
MEDIA RELEASE - Australia's literacy and life skills: ABS - November 28, 2007
Media Release 12 April 2001 - Designation of Credit Card Schemes in Australia
dated 8 Sept 1998MEMORANDUM OF UNDERSTANDING BETWEEN APRA AND ASIC dated 8 Oct 1998
Memorandum of Understanding - ASIC & APRA - 12 October 1998
Memo RBA board: Time to stop digging in deeper on interest rates - SMH - Ross Gittins - 31 Oct 22
MISFEASANCE IN PUBLIC OFFICE, EXEMPLARY DAMAGES AND VICARIOUS LIABILITY - 2010
Minimum Monthly Payment or Minimum Payment Amount
MONETARY POLICY FRAMEWORK - RBA
Monetary policy framework - Treasury
Money and power - The case for better regulation in banking - The Australia Institute 2010 HISTORY
MoneySmart - How buy now pay later works
Monthly Account Service/Keeping Fee
More than just a piece of plastic - CHOICE Andy Kollmorgen - 21st August 2014
National Consumer Credit Protection Bill 2009
National Consumer Credit Protection Amendment (Home Loans and Credit Cards) Act 2011
NATIONAL CONSUMER CREDIT PROTECTION REGULATIONS 2010 - SCHEDULE 6
National Credit Reform: Enhancing Confidence and Fairness in Australia’s Credit Law dated July 2010
National Financial Literacy Strategy 2014–17
Navigating the new Framework - APRA, RBA, ASIC and ACCC HISTORY
Non Bank Financial Institutions or NBFIs
Negligence and the Duty of Care
New ACOSS report claims gap between Australia's rich and poor is widening
New data reveals vulnerable Australians are drowning in debt - Salvation Army
New frontiers in credit card segmentation: Tapping unmet consumer needs - McKinsey on Payments - May 2014
Newspaper articles re Credit Card debt, Usurious Interest Rates and Compulsive Buying Disorder
Nine Examples Of Predatory Advertising
Numeracy And Literacy Authorities
Numeracy And Literacy Discrimination
Numeracy And Literacy Targeting
Numeracy And Literacy Range Of Australians or Numeracy And Literacy Skills
Numeracy And Literacy Skills or Skills Numeracy And Literacy Range Of Australians
OECD says now is the time for a review of the Reserve Bank – SMH - Shane Wright - Sept 15, 2021
On 20 Feb. 2004 the RBA imposed an Access Regime under the Payment Systems (Regulation) Act 1998 on the previously designated Bankcard, Mastercard and VISA credit card systems.
One year after Hayne: 'Profound' changes for banks, but can they last? - SMH - Clancy Yeates Jan 31, 2020
One Week Of Hearings - Six Hours a Day For Five Days
Order of Payments Allocation Practice
'Order of Payments' Allocation Practice eventually outlawed by the Reserve Bank
Origins of the Reserve Bank of Australia
Other Documents That Recognise Vulnerable (At Risk) Credit Cardholders
Outstanding Indebtedness or Total Amount Owing
Overnight Money Market Interest Rate
Over-the-Limit Fee or OverLimit Fee or Overlimit Fee
Overview of Financial Services Post-Deregulation - 2002 (History of deregulation)
Overview of the Australian credit card market - Chapter 2
PACIOCCO & ANOR v AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED
Parliamentary Bestowed Mandate
Parliamentary Acts, MoU's and RBA Credit Cards Regulatory Decisions relied upon
Particulars of deregulations and subsequent re-regulations are well chronicled
Payment, clearing and settlement systems in Australia - 2011
Payment Card Access Regimes - 18 Dec 2014
Payment Systems (Regulation) Act 1998
Payments System Board’s Mandate and Objectives
Pay off your credit card debts in the right order - The Guardian - Sept 2009
Personal loan interest rates remain static despite plunging cash rate - SMH - John Collett Sept. 8, 2019
Philip Lowe and Reserve Bank about to face a moment of truth - SMH Shane Wright July 15, 2022
Philip Lowe pushes back on RBA review as economists say it’s time - Shane Wright and Jennifer Duke - August 9, 2021
Predatory Sale Of A Financial Product or Predatory Lending or Predatory Advertising or Predatory Marketing
Price Stickiness for Credit Cards
'Primary Information' that should be prominently displayed on each Credit Card Product advertisement:
Principal Regulator of the Payments System
Productivity Commission Inquiry into competition in the Australian financial system: Hearings on draft report - ASIC - 6 March 2018
Productivity Commission Research Report Business Regulation and VET Volume 3 – VET - April 2012
Proposed User Pays Credit Card Fee Structure and Annual Purchase Fee Revenue
Project Team - 'AUSTRALIAN CORE SKILLS FRAMEWORK' Report
PRUDENTIAL CONTROL OVER THE BANKING SYSTEM: FAILURE OR SUCCESS
Push for tighter Caps on credit card limits - SMH - Clancy Yates - 27 Aug 2017
RBA calls out banks on 'sticky' credit card interest rates - SMH - 2015
RBA - Card Payments Regulation: From Wallis to Murray
RBA - Credit Cards - Regulatory Decisions
RBA - Designations - for the ATM System
RBA determined annual Standard Credit Card Purchase Interest Rate
RBA has made efforts to divest itself of its Parliamentary Bestowed Mandate
RBA Has Greater Obligations Than The Bank of England Or The US Fed. Reserve
RBA Has Not Recognised Vulnerable Credit Cardholders
RBA's Reform of Credit Card Schemes in Australia: "A Consultation Document" – Dec 2001
RBA reforms to card payment systems - Submission to the Financial System Inquiry -
RBA - Media Release - Designation of Visa Debit Card Scheme in Australia
RBA - Media Release - Reform of Credit Card Schemes in Australia – Access Regime DateNumber 2004-02
RBA - Credit card revolution is on the way - SMH - Shaun Drummond March 14, 2014
RBA - Policy Statements - 1970s
RBA Research Discussion Papers - 1971–1980
RBA Review ‑ Terms of Reference
Reasons for the Decision to Designate the EFTPOS Payment System
Record Profits Ahead As US Credit Card Debt Soars Past $890 Billion - 1015
Regulating the cost of credit - Consumer Affairs Victoria - 6 March 2006 HISTORY
Regulators say huge credit card profits driven by the poor - SMH - Aug 28 2015
Reserve Bank Act 1959 No. 4, 1959 Compilation No. 29 Compilation date: 14 April 2015
RESERVE BANK BILL 1959 - Second Reading on 8 April 1959
Reserve Bank of Australia and Credit Cards - Peter Mair, Finance and Banking Writer, ABC's RN - 29 August 2002
Reserve Bank of Australia Bulletin - July 1998 - Australia’s New Financial Regulatory Framework HISTORY
Reform of Credit Card Schemes in Australia - Media Release -
REFORM OF THE EFTPOS AND V ISA DEBIT SYSTEMS IN AUSTRALIA - A CONSULTATION DOCUMENT – FEB 2005
Reforming the ‘dog’s breakfast of federalism'
Regulators Hit American Express with $85 million in Customer Refunds
Regulatory madness in the banking world
Relationship with the Australian Competition and Consumer Commission
Reports and insights into problem debt in the UK
Reserve Bank Copious Publications on Credit Cards or Reserve Bank Has Published Copious Publications On Credit Cards
Reserve Bank of Australia ("RBA") - Our Role
RESERVE BANK REFLECTIONS ON REGULATING RETAIL PAYMENTS - A DIFFERENCE OF OPINION - PETER MAIR - 29 June 2015
Responsible lending practices in relation to consumer credit cards - Department of Fair Trading 2008
Restructure of Credit Unions, Building Societies and NBFIs Into Banks: FIN203 Banking and Finance - The Best Writer
Review of Card Payments Regulation - Conclusions Paper - May 2016 - RBA
Review of Card Payments Regulation - Regulation Impact Statement - May 2016 - RBA
Review of the coordination and funding of financial counselling - ABS - 21 March 2019
Ross Greenwood, David Koch and Paul Clitheroe slam banks over ‘unconscionable’ credit card lending – news.com.au – 1 Sept 2015
Royal Commission into the Financial Services Industry - Positive Policy
Royal Commission Final Report – Where to next? - EY Report
Sam Dastyari questions RBA payments powers
Scrapping responsible lending laws a 'disaster' that could drown Australians in debt, consumer groups say The Guardian - Ben Butler Wed 20 Jan 2021
Section 50 of the Banking Act 1959
Senate inquiry accuse banks of capitalising on consumer inattention - finder -
Six Pivotal Credit Card Publications
Smart cards. Dumb card holders?
SocietyOne hands credit scores power to customers
Staff Paper - Recognition USA 2015
Standard Credit Card Purchase Interest Rate
Standards for agencies employing financial counsellors
Statement on Monetary Policy May 2016
Stop Hiding the Free Option: Credit Reporting Agencies Told to Lift Their Game
Strategic Review of Innovation in the Payments System: Results of the Reserve Bank of Australia’s 2010 Consumer Payments Use Study - June 2011
Strip RBA board of rate-setting power: review - SMH - Shane Wright - 9 Nov 2022
Structure of the Federal Reserve System - About the Federal Reserve System
Study on interest rate restrictions in the EU
SUBMISSION BY THE OFFICE OF REGULATION REVIEW - mid 1990s
Submission to the 'Responsible lending practices in relation to consumer credit cards' - Nov 2008
Submission to the Treasury Consultation on Improving Consumer Outcomes in Credit Card Usage - FCA
Submission to Treasury’s Payments - System Review: Issues Paper - Nick Hossack Benchmark Analytics Lodged by email: PaymentsReview@treasury.gov.au 31 Dec 2020
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates - Aug 2015
Submission to the Financial System Inquiry - RBA - March 2014
Sunrise host David Koch says Australians are being ‘ripped off’ - news.com.au - 28 Aug 2015
Super low interest rates come with side effects – Magellan - OCT 2020 Michael Collins
Supplementary Submission to the Financial System Inquiry - RBA 1997
Supplementary Submission to the Financial System Inquiry - RBA 2014
Supporting Documented Evidence
Surcharging for credit and debit card use may become the norm under new rules - Surcharge - June 29, 2016
Survey of Aspects of Literacy (SAL) - 1996
Targeted Credit Cardholders With Low Financial Literacy Capacity
Taxing consumer loyalty program rewards
The Australian Financial System in the 1990s - Marianne Gizycki and Philip Lowe HISTORY RBA
The Australian Retail Banking and Payments System - State of Play -- PETER MAIR - September 1999
THE AUSTRALIAN RETAIL PAYMENTS SYSTEM --- SOME UNRESOLVED ISSUES - PETER MAIR - APRIL 1999
The Banking Regulation Review - Clayton Utz - 2014
The Bank's Card System Reforms - Review of Card Payments Regulation - March 2015
The brutal truth of Australia's monetary policy: Higher interest rates are coming, and it will hurt some more than others The Drum David Taylor - 18 Feb 23
The cancer at the heart of Australian banking - unherd - DANIEL ZIFFER - February 12, 2019
The central bank under fire: Has the RBA failed Australians? - SMH - Shane Wright - APRIL 6, 2021
The Changing Way We Pay: Trends in Consumer Payments
The Consequences of Low Interest Rates for the Australian Banking Sector - RBA - 2022 - Anthony Brassil*
The government is gambling with addicts’ lives - News Daily - Aug 24, 2015
The high cost of credit - A discussion paper on affordable credit alternatives
The Household, Income and Labour Dynamics in Australia (HILDA) - 12th Survey - Melbourne Institute
The interest-free credit card trap snaring unwitting borrowers - The Guardian - 25 March 2012
The Merits of the Civil Action for Breach of Statutory Duty
The Office of Best Practice Regulation (OBPR) in the Regulatory Reform Division
The Personal Credit Card Market in Australia: Pricing over the Past Decade - March 2012 - RBA
The RBA is not a law unto itself — an external review would be good for it - The Conversation
- Richard Holden - 13 August 2021The real story behind the credit card debt headlines - Crikey -
GLENN DYER AND BERNARD KEANE - JUL 05, 2018THE RELATIONSHIP BETWEEN FINANCIAL INDICATORS AND ECONOMIC ACTIVITY: 1968-1987 - RBA
The reversal interest rate: A critical review
- Rafael RepulloTHE ROLE OF INTERCHANGE FEES IN TWO-SIDED MARKETS: AN EMPIRICAL INVESTIGATION ON PAYMENT CARDS
The Role of the Payments System Board
The Strange Behaviour of the Credit Card Market
The 10 costliest credit cards in Australia - and why you should avoid them - Andy Kollmorgen - CHOICE - 17 June 2020
The UK Cards Association Credit Card Best practice guidelines
The Unpleasant Truth About Australian Banking - www.bankinfoline.com HISTORY
THE UNPLEASANT TRUTH ABOUT AUSTRALIAN BANKING Chapter 9 - ARE YOU ALL IN OR ALL OUT ? HISTORY
Three ABC TV Programs Spread Over Six Weeks
Three Federal Government Bodies That Regulate Financial Services
Three Financial Services Regulators
Three Purchase Benefits Of Tap And Go
Three Landmark RBA Published Papers
Time to drug test the financial sector
Total Amount Owing or Outstanding Indebtedness
Two Exceedingly Costly Monthly Interest Charging Practices
Travel Insurance - Credit Card
Treasury pays in three with release of BNPL Options Paper - Coors, Chambers Westgarth - 9 Dec 2022
Twin Peaks 2.0: Avoiding Influence Over an Australian Financial Regulator Assessment Authority - Andrew Schmulow - University of Wollongong
Two Effortless Changes to Credit Cards
Two Of Australia's Three Financial Services Regulators or Two Of Three Government Bodies That Regulate Financial Services
Unconscionable Credit Card Advertising
Unconscionable Credit Card Interest Charging
Unconscionable Credit Card Practices
University of Melbourne - Student Services - Financial Aid - Credit Cards
Usurious Unsecured Personal Loan Interest Rates Charged On Many Credit Cards
Unsecured Variable Term Personal Loans Interest Rate
Variation to the MasterCard and Visa Access Regimes: Details-stage Regulation Impact Statement
Wages growth is at record lows – unless you're a Commonwealth Bank CEO
Wallis Report 1997 on the Australian Financial System: Summary and Critique
Watchdogs quiet as banks gouge credit cards - Daily News - 2 June 2015
We need an inquiry into ASIC - it's an embarrassment - SMH -27 Mar 18
What is the purpose of the Federal Reserve System?
The Wesley Report: Facing Financial Stress
What Changes does Comprehensive Credit Reporting bring? - Veda
What do we mean by 'vulnerable' and 'disadvantaged' consumers?
Debt collection and the Fair Trading Act 1999What happens if interest rates don't go up soon? The inflation 'genie' will be out of the bottle - ABCNews - David Taylor 22 March 2022
What is the point of ultra-low and negative interest rates – and who do they help? - SMH - Stephen Bartholomeusz Oct 2, 2019
What is the Purpose of Superannuation?
What is the allocation of payments clause?
What’s your credit card interest rate?
What You Must Know Before Transferring Credit Card Balances
When is a penalty clause not a penalty clause? - Clayton Utz
What is quantitative easing? And what’s helicopter money? - SMH - Shane Wright November 4, 2020
What lies ahead for the property market this year: more apartments and low interest rates - ABC News -
What never-ending credit card debt is doing to Australians - CHOICE Saimi Jeong 2 June 2020
When the natives get restless upheaval has happened!!!
Who Gains and Who Loses from Credit Card Payments?
Who is the Reserve Bank really looking after? - Independent Australia - By Murray Hunter | 23 April 2013
Why the Reserve Bank is pushing us towards a recession that we don't need to have - ABC News Ian Verrender 13 Feb 2023
With Opportunity comes Responsibility for the Financial Counselling Sector
Worrying trend: Australia’s credit card debt rises for 3rd month in a row - RateCity - Laine Gordon 7 Mar 2022
Writer or The Writer
Writer's CD submission to RBA sent 8 Dec 2011
You are what you vote: the social and demographic factors that influence your vote - The Conversation -
You can’t trust the financial regulators—they are complicit in the banks’ crimes! - Citizens Council
'You don't fit in, f--- off', Reserve Bank whistleblower told - SMH - 30 Sept 2013
You have been warned: Reserve Bank to side with banks on credit cards - Crikey 2001
Zero Interest Balance Transfer Credit Card Offers
Zero-interest balance
transfers credit cards can have sting