Defined Terms and Documents       

Numeracy And Literacy Discrimination means some Credit Card Issuers that charge Usurious Unsecured Personal Loan Interest Rates have overtly presented newspaper, brochure and webpages advertisement of Credit Card Products that conceal Material Interest And Fees in Predatory Advertising which prey upon Australians with only 'level 1' and 'level 2' Financial Literacy, whereupon this vulnerable demographic cohort contributes "The Lion's Share" of Interest And Fees Revenue whilst the Financially Educated enjoy a Free Ride with their Line/s Of Credit on their Credit Cards at virtually no cost:

(a)        as acknowledged by the Productivity Commission's Staff Working Paper "Links Between Literacy and Numeracy Skills and Labour Market Outcomes" dated Aug 2010 and the ABS' PIAAC 2011-12 report which evidences that over 40% of Australians possess numeracy and literacy skills less that level 3; and

(b)        explained in Foundation skills attainment.

Seven patent 'Examples' of Numeracy And Literacy Discrimination are explained/analysed at Labyrinth of Concealed Spiders.

Financial Literacy is explained at Numeracy And Literacy Range Of The Australian Population.