Defined Terms and Documents       

One Week Of Hearings - Six Hours a Day For Five Days

Day 1

20 minute interviews with 18 Financially Uneducated And Vulnerable Australians that have suffered Extreme Financial And Emotional Distress identified in RBA Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates - Aug 2015 - as Persistent Revolvers

Day 2

15 minute interviews with 24 additional Financially Uneducated And Vulnerable Australians that have suffered Extreme Financial And Emotional Distress identified in RBA Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates - Aug 2015 - as Persistent Revolvers

Day 3

Five hours interviewing the authors of comprehensive reports listed in Numeracy And Literacy Authorities to ascertain -

a)        results/finding they published re the Numeracy and Literacy Capacity of Australian adults (reports chronicled in Numeracy And Literacy Authorities) often quantified between 'below Level 1' up to 'Level 5';

b)        efforts the Numeracy And Literacy Authorities made to alert the media, pertinent authorities, regulators and government agencies of their summary findings;

c)        what publicity the media provided by way of newspaper articles, TV documentaries, TV and radio news reports; and

d)        if the Numeracy And Literacy Authorities had any communications, verbal or written, with the Australia's Three Financial Services Regulators re their published reports.

One hour interviewing financial journalists featured in the below two categories in Quantitative, Qualitative, Credit Card Distress Authorities, Numeracy And Literacy Authorities, And Newspaper Article - Evidence Of Unfair Credit Card Practices Which Prey Upon Financially Uneducated And Vulnerable Australians by Numeracy And Literacy Discrimination:

2.         Quotes from reputable authorities about unconscionable advertising of Credit Cards by Credit Card Issuers

3.         Newspaper articles re Credit Card Debt Accruing Interest, Usurious Interest Rates and Compulsive Buying Disorder

Day 4

Six hours interviewing Credit Card Distress Authorities resulting in some Credit Cardholders being issued multiple Credit Cards - interviewing Financial Counsellors in particular Tony Devlin of Salvation Army's "Moneycare" service featured in SMH article Middle class hit by debt.

Day 5

15 minute interviews with 24 further additional Financially Uneducated And Vulnerable Australians that have suffered Extreme Financial And Emotional Distress identified in RBA Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates - Aug 2015 - as Persistent Revolvers.