Credit Cards Regulatory Decisions
November 2021
Revocation of the designation of the American Express Companion Card system
October 2021
Review of Retail Payments Regulation – Conclusions Paper
Variation to Standards No. 1, No. 2 and No. 3 of 2016
May 2019
Variation of Standards on Interchange Fees and Net Payments to Issuers
The Operation of the Interchange Standards: Conclusions Paper
Variations to Standards No. 1 and No. 2 of 2016 737KB
Comparison of the Standards (as amended) to the version proposed in the Consultation Paper 724KB
November 2017
Variation of Standards on Interchange Fees and Net Payments to Issuers
September 2016
Revocation of the Standard the ‘Honour All Cards’ Rule in the Visa Credit Card System
Revocation of Standards No.2 Merchant Pricing for Credit Card Purchases
Revocation of Standards No.2 Merchant Pricing for Credit Card Purchases 38KB
May 2016
Reform of Card Payments Regulation – New Standards on Interchange Fees and Net Payments to Issuers, and Surcharging
Legislative Instruments:
Regulation Impact Statement 1.10MB
Media Release issued 26 May 2016
October 2015
Designation of Payment Systems
Gazettal Notice: American Express companion cards 342KB
Media Release issued 15 October 2015
December 2014
Variations to the MasterCard and Visa Access Regimes
Gazettal Notice: Variation to Access Regimes for the MasterCard and Visa credit card systems 511KB
Media Release issued 18 December 2014
March 2014
Variations to the MasterCard and Visa Access Regimes
Details-stage Regulation Impact Statement
Payment Card Access Regimes: Conclusions
Media Release issued 7 March 2014
November 2012
Variation to Standards Relating to Merchant Surcharging
Gazettal Notice: Variation to Standards Relating to Merchant Surcharging 263KB
Media Release issued 22 November 2012
June 2012
A Variation to the Surcharging Standards: Final Reforms and Regulation Impact Statement
Gazettal Notice: Variation to Standards Relating to Merchant Surcharging 381KB
December 2008
Variation of Credit Card Interchange Fees Standard
Gazettal Notice: Variation of Interchange Fees Standards [PDF 205K]
Waiver of Requirement to Recalculate Interchange Fee Benchmark
Media Release issued on 10 December 2008
March 2007
Impact of Interchange Standard on Competition between Card Schemes
Media Release issued on 5 March 2007
September 2006
Interchange Fee Benchmark for MasterCard and Visa
Credit Card Benchmark Calculation [PDF 16K]
Media Release issued 29 September 2006
April 2006
Closure of Bankcard Scheme
Variation of Common Credit Card Interchange
Standard to remove references to Bankcard Scheme
Gazettal Notice: The Setting of Wholesale (“Interchange”) Fees in the Designated Credit Card Schemes [PDF 93K]
Revocation of Designation of Bankcard Scheme
Gazettal Notices: Designation [PDF 46K], Interchange Standard [PDF 50K], Access Regime [PDF 46K]
Media Release issued on 27 April 2006
November 2005
Common Benchmark for the Setting of Credit Card Interchange Fees
Final Standard and Explanatory Document [PDF 206K]
Gazettal Notices [PDF 200K]
Media Release issued on 25 November 2005
[See also: Initial Consultation, Consultation Document on Draft Charges, Submissions on Draft Standard]
February 2005
Decision on Regulation of American Express and Diners Club
Media Release issued on 24 February 2005
September 2004
Merchant Pricing – American Express
February 2004
Reform of Credit Card Schemes in Australia – Access Regime
Gazettal Notices – Final Access Regimes:
Bankcard [PDF 28K]
MasterCard [PDF 28K]
VISA [PDF 28K]
Media Release issued on 23 February 2004
July 2003
Reform of Credit Card Schemes in Australia – Draft Access Regime
Gazettal Notice: Draft Access Regimes [PDF 233K]
Media Release issued on 24 July 2003
Payment Systems (Regulation) Regulations 2003 (Trade Practices Act)
Media Release issued on 1 July 2003
[See also: Responses to revised draft Access Regimes]
August 2002
Standards on Interchange Fees and Merchant Pricing
IV Final Reforms and Regulation Impact Statement
Gazettal Notices:
Bankcard [PDF 228K]
MasterCard [PDF 323K]
VISA [PDF 319K]
Media Release issued on 27 August 2002
April 2001
Designation of Credit Card Schemes in Australia
Gazettal Notices:
Bankcard [PDF 28K]
MasterCard [PDF 29K]
VISA [PDF 29K]