Defined Terms and Documents       

Various Market Segments means not limited to:

"All the banks to provide monthly (or quarterly) data on:

1.       Number of cards that repaid total indebtedness and aggregate dollar amount of those repayments.

2.       Number of cards that repaid > or =50% of total indebtedness and aggregate dollar amount of those > or = 50% repayments.

3.       Number of cards that repaid<50% but >5% of total indebtedness and aggregate dollar amount of those <50% but >5% repayments.

4.       Number of cards that repaid <=5% of total indebtedness and aggregate dollar amount of those <=5% repayments."

As well as the number of Credit Cards that held Outstanding Indebtedness >$5000 for more than 12 months.