Defined Terms and Documents    

• Three 'Landmark' RBA Published Papers in the last 26 years that recognise the ever increasing spread between the Overnight Cash Rate and Highest Credit Card Interest Rates.

• How to capture the full extent of price stickiness in credit card interest rates - University of Wollongong - January 2012

• Downward stickiness of interest rates in the Australian credit card market - 2013 - Abbas Valadkhani, Sajid Anwar & Amir Arjomand

• Interest rates and informed choice in the Australian credit card market  - Dec 2015  -  The Senate - Economics References Committee