Writer's CD submission to RBA sent 8 Dec 2011          Defined Terms and Documents  

Literacy Documents and Defined Terms (Left click on embedded threads herein)

ABS  Adult Literacy and Life Skills Survey, Summary Results, Australia, 2006 

4228.0 - Adult Literacy and Life Skills Survey, Summary Results, Australia, 2006 (Reissue)  -  SUMMARY OF FINDINGS from Productivity Commission Staff Working Paper Links Between Literacy and Numeracy Skills and Labour Market Outcomes - August 2010
ABS'  PIAAC 2011-12 report evidences that over 40% of Australians possess numeracy and literacy skills less that level 3

Financial Literacy or Financial Literacy Skills or Financial Literacy Capacity

Financial Literacy Demographic Quintiles

Financial Literacy and Credit Cards: A Multi Campus Survey

Financial literacy of Australian teenagers is falling: OECD PISA study  -  AFR  -  24 May 2017

Financially Educated or Financially Literate

Financially Uneducated And Vulnerable Australians

Mapping adult literacy performance - National Centre for Vocational Education Research  - 2011 -  BACKGROUND PAPER

MEDIA RELEASE - Australia's literacy and life skills: ABS - November 28, 2007

National Financial Literacy Strategy 2014–17

Numeracy And Literacy Authorities

Numeracy And Literacy Discrimination

Numeracy And Literacy Targeting

Numeracy And Literacy Range Of Australians or Numeracy And Literacy Skills

Numeracy And Literacy Skills or Skills Numeracy And Literacy Range Of Australians

Prior to 1985 the maximum rate that could be charged on credit cards had been set at 18% pa by the Reserve Bank of Australia.  In April 1985, this rate was deregulated." (bottom of page 7)

Productivity Commission Inquiry into competition in the Australian financial system - Submission by ASIC - Sept 2017

Productivity Commission Inquiry into competition in the Australian financial system: Hearings on draft report - ASIC - 6 March 2018

Productivity Commission Inquiry Report Overview & Recommendations - Competition in the Australian Financial System - No. 89, 29 June 2018

Productivity Commission's Staff Working Paper - Links Between Literacy and Numeracy Skills and Labour Market Outcomes dated Aug 2010

Productivity Commission Staff Working Paper  -  Literacy and Numeracy Skills and Labour Market Outcomes in Australia - May 2014

Productivity Commission Research Report Business Regulation and VET Volume 3 – VET - April 2012

PRUDENTIAL CONTROL OVER THE BANKING SYSTEM: FAILURE OR SUCCESS

Quantitative, Qualitative, 'Credit Card Distress' Authorities, Numeracy And Literacy Authorities, And Newspaper Article Evidence Of Unfair Credit Card Costs Which Prey Upon Financially Uneducated And Vulnerable Australians

Quotes from reputable authorities about unconscionable advertising of Credit Cards by Credit Card Issuers resulting in some Credit Cardholders being issued multiple Credit Cards

Survey of Aspects of Literacy (SAL) - 1996

Targeted At Credit Cardholders With Low Financial Literacy Capacity