Defined Terms and Documents       

Credit Card Distress Authorities means -

A.         Financial Counsellors at some of the 44 Australian charities that Australian Governments allocate $43 million annually to provide financial counselling to Australians That Are Experiencing Extreme Financial And Emotional Distress in particular -

 1.  Salvation Army's 'Moneycare' service

 2.  St Vincent de Paul's Budget and Financial Counselling Service provides the Broken Bay Financial Counselling Service

 3.  Centacare

 4.  Anglicare

 5.  Lifeline

 6.  Smith Family

 7.  Wesley Mission's Credit Line

B.         Choice Magazine, Head of Campaigns, Matt Levey   Recent Choice Magazine articles on Credit Cards

C.         Deborah Southon  Executive Director of FSA Group Ltd - previously attained a wealth of experience in the government and community services sectors having worked for Commonwealth Department of Health and Family Services, the former Department of Community Services, and the Smith Family.

D.         Pat McGrath, Fox Symes describes itself as Australia's largest provider of debt solutions.

E.         Alex Parsons, Chief Executive Officer, Ratecity

F.         Daniela Intili, MAPS, journalist and psychologist

G.         Consumer Action Law Centre

H.         Professor Dimity Kingsford Smith, a leading voice in corporate and financial regulation, the inaugural MinterEllison Chair in Risk and Regulation.

I.           Financial Counsellors’ Association of NSW Inc

J.          Financial Counselling Services Program

Comments by the above 'Credit Card Distress' Authorities are noted at Newspaper articles re Credit Card debt and Compulsive Buying Disorder articles

See:

Quantitative, Qualitative, Credit Card Distress Authorities, Numeracy And Literacy Authorities, And Newspaper Articles - Evidence Of Unfair Credit Card Costs Which Prey Upon Financially Uneducated And Vulnerable Australians By Engaging In Numeracy And Literacy Discrimination