Defined Terms and Documents 

Cash Advance means a service provided by most Credit Card and Charge Card providers/issuers which allows a cardholder to withdraw cash, either through an ATM or over the counter at a bank or other financial agency, up to the Card Limit.

Some Credit Card Issuers charge an explicit Cash Advance Fee of up to $5 for each Cash Advance, with too many Credit Card Products charging interest rates which exceed 20% for Cash Advances.

"A cash advance is money withdrawn directly from a credit card and the average withdrawal in 2015 was $394.  Consumers using cash advances are also hit with a withdrawal fee which is as high as $3."

The highest Purchase interest rate was 25.9% from "Lombard Visa Card Classic".  The highest Cash Advance interest rate wa 29.49% from Latitude Financial's (nee G.E. Money) "Go MasterCard"