Defined Terms and Documents    

Civil Penalty or Civil Penalties means Credit Card Issuers have since conjured up more Predatory Advertising to Targeted Credit Cardholders With Low Financial Literacy Capacity that continued unchecked by Two Of Australia's Three Financial Services Regulators informs that Division 3—Key Facts Sheets for credit card contract of the National Consumer Credit Protection Amendment (Home Loans and Credit Cards) Act 2011 lists Civil Penalties