Defined Terms and Documents       

Financial Stress means hundreds of thousands of Financially Uneducated And Vulnerable Australians that are Credit Cardholders and carry several thousand dollars in Outstanding Indebtedness on several Credit Cards at Usurious Unsecured Personal Loan Interest Rates of around 21% p.a. will generally suffer Financial Hardship which brings on Financial Stress.

Stress and wellbeing in Australia survey 2013 reports:

        "Financial issues remain the leading cause of stress amongst Australians with more than half of Australians identifying finances as a cause of stress."

See:  Extreme Financial And Emotional Distress

          5 ways credit card debt can be hazardous to your health

Financial Literacy or Financial Literacy Skills

Financial Literacy Demographic Quintiles

Financial Literacy and Credit Cards: A Multi Campus Survey

Financially Educated or Financially Literate

Financially Uneducated And Vulnerable Australians

Credit Card Distress Authorities