The Writer receives a good CPI i

The Business Plan Developer receives a good CPI indexed pension from his former employer, CBA, which enabled him to leave a 37 career in banking to expend 12 months R&D into health care - set out in the Five YELP Business Plans because -

(A) the Business Plan Developer has played sports all his life - completing onerous sporting Challenges like IronMan triathlons which hardened his resolve to handle the stresses of professional life, and

(B) assisting lots of Australians to participate in a RREA or a MREA within a LCCBSG -

(i) is, for them, heaps of Fun & Addictive, character building, and fosters a Sense of Community - "Regular, rigorous, challenging, recreational exercise, in the great outdoors, within a collegiate, caring, social environment is equally beneficial for mental toughness as physical fitness.";

(ii) will achieve Fifteen Benefits Of Materially Altered Lifestyle to materially reduce the >$155b Negligent Lifestyle Annual Costs upon the Australian economy of Fifteen Problems largely due to Negligent Lifestyle Behaviour; and

(iii) is satisfying to evidence people 'turn their lives around'.

The latter part of the Business Plan Developer's banking career was involved in PPPs where the private sector and the public sector share risk and return on major infrastructure projects because of complimentary synergies and enhanced innovation. The YELP Budget in his YELP Holistic First Business Plan 4.9 years To End-June 2016 is AUD$19.4m to Propagate YELP to the 7 Australian States and our ACT capital city - AUD$19.1m being shared 50/50 with 12 Private Sector Equity Holders (major Australian companies) because of Four Benefits To 12 Proposed Private Sector Equity Holders, as explained in the 50/50 Funding Model.

YELP explains that it is highly cost-effective for health authorities to Outsource the Final Three Stages of Australia's Lifescripts programme of applying Five Basic ‘Stages of Change’ (developed by Zimmerman/Olsen/Bosworth of Wright State University School of Medicine, Dayton, Ohio) by employing much lower cost RECs with Eleven Sports Administration Attributes which have achieved Accreditation Benchmarks to Take Charge Of Interested Adults to commence a REA within a LDREG under the Optimum, Uniform Delivery Model which provides a LCCBSG.

GPs under Lifescripts are entrusted to use Motivational Interviewing Techniques to work through Five Basic ‘Stages of Change’ to induce GP's Patients with a Negligent Lifestyle Behaviour to desist. However, stretching health care budgets to treat the Adverse Effects of Five Lifestyle Risk Factors For Chronic Diseases in the main caused by human's penchant for Economic Materialism shows Lifescripts in Australia isn't working.

Entrusting carriage (to "higher cost GPs") via Lifescripts the task of encouraging GP's Patients with a Negligent Lifestyle Behaviour to apply the Final Three Stages of the Five Basic ‘Stages of Change’ isn't working because GPs don't have the time or possess Eleven Sports Administration Attributes required to perform the Final Three Stages - a litany of research in Reference Documents, Health Agencies, Health Programmes and Websites attest that "regular exercise", together with a Healthy Diet, is the cornerstone of a healthy lifestyle.

Presently, unless many GP's Patients who suffer from Obesity, Depression, excessive Recreational Drug Use, CAD etc have a close friend or associate with the sporting background willing to assist them reduce associated Sedentary Leisure Activities by taking-up eg. Recreational Road Cycling, Bushwalking/Hiking, Ocean Swimming, Kayaking etc, it is often beyond many of them to Materially Alter Lifestyle - such GP's Patients simply don't believe they can still do it, particularly as there is inadequate promotion of those who have successfully swung their lives around. Or other GP's Patients who do walk away from their GP highly motivated to get exercise into their Lifestyle Behaviour soon become distracted when it is not as straight forward as they had hoped.

It take a seasoned sports administrator a lot of time and a strong Sense Of Community to Take Charge Of an Interested Adult to Materially Alter Their Lifestyle, and it rarely happens unless the Interested Adult perceives the REA as Fun and Addictive

Having assisted over 100 adults commence Recreational Road Cycling over the last 12 years through Muggaccinos.com, and other similar sports beforehand, the Business Plan Developer knows that it takes a lot of his time to transition an Interested Adult into Recreational Road Cycling, Bushwalking/Hiking, Ocean Swimming, Kayaking etc, but the rewards of developing new friendships and evidencing people turn their lives around for the better are worth the time.

One such person the Business Plan Developer assisted, and encouraged is Andrew aka Tugboat who dropped from 110kg to 57.4kg and now weighs 63kg. Due to his new found love for rigorous, Challenging, cycling and a desire to improve his KOM Climb Times on a website I built as a motivational tool King of the Mountain performance measurement, has motivated Andrew to fastidiously watch his diet.

The Youthful Exuberance Theme, drawn from the Youthful Exuberance development phase in most mammals, is the ideal 'Hot Button' label to -

(i) instil confidence within Interested Adults from all socio-economic groups, Abled, Disabled and Disadvantaged, be they in good physical and mental health or poor mental and/or physical health, that they can draw back on the intuitive skills they learned during their Youthful Exuberance; and

(ii) re-introduce outdoor exercise to Materially Alter Lifestyle by commencing a REA because most can recall inquisitively and confidently exploring the great outdoors when pushing the boundaries, often years ago with childhood friends.

YELP is highly cost-effective and will measure the Economic Return On YELP Capex as measured by the Return On YELP Capex Software which feeds into the Base Case Financial Model

YELP Business Plan entails quantifying the cost-benefit of the Hypothesis using Return On YELP Capex Software to quantify by "inter alia" Ascribing An Economic Value the Economic Return On YELP Capex which will establish inter alia which socio-economic groups YELP will harvest the greatest Economic Return On YELP Capex.

As explained in Twelve Low Cost Propagation Initiatives, the mammoth 'information delivery' power of the internet through a proposed YELP Website will achieve enormous economies (not open to GPs on a one-on-one basis) for RECs to Supervise or Refer Interested Adults to commence an existing REA to reduce Negligent Lifestyle Behaviour to achieve Fifteen Benefits Of Materially Altered Lifestyle.

RTV Promotion of Interested Adults who have Materially Altered Lifestyle and enjoyed the Challenge and Beneficial Effects Of Exercise Induced Drugs by Overdosing EIDs Only in the Pilot and Primary Research Programme is a powerful and cost-efficient medium to motivate others to want to similarly reignite their Youthful Exuberance.