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Letter to Peter Brandson 16 March 2019_Version 2 2nd Letter to Letter to Peter Brandson 9 April 2019_Version 2 Defined Terms and Documents 1305, 12 Glen St -
The Pavilion on the Harbour' scribepj@bigpond.com 0434 715.861 Insert one of the enclosed two DVDs in a Windows PC to auto-open this 2nd_Letter_to_Peter_ Brandson_9-Apr-19.htmIf using a MAC or the enclosed USB Stick Flash Drive, or the enclosed DVDs do not auto-open, open this letter at CreditCards/BankReformNow/2nd_Letter_to_Peter_Brandson_9-Apr-19.htm
To navigate my submission,
click on the countless black underlined
or
blue embedded threads therein 9 April 2019
Dr. Peter Brandson Dear Peter
1. Second Wave of Royal Commission into Financial Services:
Duration: Two weeks (one week of hearings followed by one week
of questioning/cross examination of financial regulators in particular the
Principal Regulator of the
Payments System (1) Financially Uneducated And Vulnerable Australians identified by the RBA as Persistent Revolvers - sourced by Financial Counsellors; and (2) Quantitative, Qualitative, Credit Card Distress Authorities, Numeracy And Literacy Authorities, And Newspaper Article Evidence Of Unfair Credit Card Practices Which Prey Upon Financially Uneducated And Vulnerable Australians By Numeracy And Literacy Discrimination, in particular Credit Card Distress Authorities and Numeracy And Literacy Authorities
Then one week of
cross examination/questioning of
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2. Sixteen of the Thirty Two Written Questions (to extend the Royal Commission to address inter alia 1. above) are directed at the Governor of the Reserve Bank of Australia - some will be difficult to answer. A further six Questions are directed to other financial services regulators The Writer refers to his Letter to Dr. Peter Brandson dated 16 March 2019 that he provided in A4 hardcopy, USB Flash Drive and 2 DVDs. The Writer's 2nd Letter to Dr. Peter Brandson dated 9 April 2019 provides Version 2 of Letter to Dr. Peter Brandson dated 16 March 2019 which now also includes a timetable/breakdown of the '1st week of hearings' in One Week Of Hearings - Six Hours a Day For Five Days: (a) Three days interviewing 66 Financially Uneducated And Vulnerable Australian Credit Cardholders (sourced by Financial Counsellors) that have suffered Extreme Financial And Emotional Distress (identified in RBA Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates - Aug 2015 - as Persistent Revolvers) that are asked by a Financial Counsellor (that assisted him/her/them manage their financial indebtedness), if s/he/they would like to be interviewed by the Royal Commission, and so agreed. (b) One day interviewing the authors of comprehensive published reports listed in Numeracy And Literacy Authorities and financial journalists that have written articles about the havoc upon Financially Uneducated And Vulnerable Australians that were issued too many Credit Cards. (c) One day interviewing Credit Card Distress Authorities, in particular Financial Counsellors that have assisted a welter of Financially Uneducated And Vulnerable Australians manage their financial indebtedness. Yours sincerely
Phil Johnston aka Bank Teller |
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