Civil Liability Amendment (Personal Responsibility) Act 2002 No 92, in particular "Division 5 Recreational Activities" transferred some liability from volunteer organisers to members of the public (which choose to participate in a recreational exercise activity which involves some risks) provided any invitation from the volunteer organiser to members of the public includes a risk warning which informs of all risks  -  explained in Civil Liability Act 2002

Below is a Risk Warning to members of the public which choose to join Muggaccinos bicycle rides.

Some forms of cycling are dangerous.  An ave of 36 Australian cyclists have been killed annually since 2000, which is lower than the average during the 1990s of 60 fatalities each year.  95% of these fatalities occur on the road, and less than 5% of deaths resulting from trauma accidents were off road. 

Other cyclists in Australia break bones and incur nerve impairment from falling off their bikes in accidents which may be very painful. 

An Australian cyclist could fall from his/her bike, inter alia, due to -

(i)      being hit by a car or another cyclist; or

(ii)     encountering a pothole; or

(iii)    getting their bicycle wheel caught in a gap in a timber bridge.

Alas, the information in the below three URLs suggests that trauma accidents treated in the Emergency Wards of our hospitals, in the last few years, may be 50 times higher than previously chronicled in police reports:

1. “Hidden injury toll sparks call to segregate cyclists”
2. "Cyclists are accidents waiting to happen."

3. ABC Radio National Background Briefing -  “On Road Cycling” by Diane Martin

 An injured cyclist, who did not have personal injury insurance (ie self-employed without income protection cover) could struggle to meet regular outgo commitments.

A negligent cyclist could -

 (a)    be litigated by a seriously injured cyclist, or 3rd party (ie. a woman pushing a pram on a footpath or a car driver) under common law where the damages could exceed $500,000; and

 (b)    lose his/her home if he/she did not have public liability insurance which covers their negligence whilst on a push bike.

 A seriously injured cyclist could be awarded damages which a negligent cyclist could not afford to pay if the negligent cyclist -

 (I)     did not have public liability insurance cover; and/or

 (II)    did not possess valuable assets.