First National Preventive Health Research Programme  YELP Holistic First Business Plan    YELP Holistic First Business Plan Defined Terms   SWOT Analysis   Executive Summary   Deliverables And Costs   Snapshot Page To 10 Benchmark Techniques   Defined Terms for Five YELP Business Plans

Second National Preventive Health Research Programme    Bohémian Teenagers Arts Assistance Programme      Defined Terms BTAAP

First BTAAP Business Plan      Bohémian Teenagers Show Choir Programme        Defined Terms BTSCP

Second BTAAP Business Plan    Bohémian Teenagers Symphony Orchestras Programme    Defined Terms - Bohémian Teenager Symphony Orchestra Programme

Third BTAAP Business Plan    Bohémian Teenager Ballet & Modern Dance Programme        Defined Terms BTB&MDCP

The Haves And The Have Nots means:

i)         The World Economic Forum ("WEF") publishes a comprehensive series of reports which examine the broad range of global issues.  WEF seeks to address with stakeholders its mission to improve the state of the world.  The WEF's Global Risks 2011 [Sixth Edition] highlighted the below two primary mega trends with the potential to inject significant disruption into global systems: 

  • "Economic disparity and global governance failures both influence the evolution of many other global risks and inhibit our capacity to respond effectively to them," the forum's Global Risks report for this year's conference notes.

  • "In this way, the global risk context in 2011 is defined by a 21 Century paradox: as the world grows together, it is also growing apart."

ii)         Watch 2 min 'You Tube'.

iii)        Mike Carlton's recent SMH article "For never let us hold their banner, sigh" opines 'inter alia' that "And America? There is now a Grand Canyon of disparity between rich and poor, with the savings of the middle class plundered by the thieves of Wall Street, and millions out of work."  Australia is not exempt from the widening gap between the Haves And The Have Nots.

iv)        The Guardian wrote that the 'Occupy movement' gained initial momentum from camps in Madrid, Athens, Santiago and Malaysia.  The latest city to witness a protest is Chile.  These antecedents have in common with the Occupy Wall Street Movement a reliance on social media and electronic messaging to circumvent the authorities, as well as the belief that financial institutions, corporations, and the political elite have been avaricious in their behavior toward youth and the middle class.  Patently a growing groundswell of citizens want their democratic governments - elected by the people, drawn from the people, to serve the people - to redress unfair imbalances. 

v)         The Wall Street Journal reported that the Consumer Financial Protection Bureau, the new U.S. government agency charged with enforcing federal consumer financial laws, plans to use consumer complaints to inform its oversight of the nation's largest credit-card issuers which includes Bank of America Corp, American Express Co, Citigroup Inc, Capital One Financial Corp, and J.P. Morgan Chase & Co.

vi)        SMH article "Most Australians worried about debt" 19 Dec '11 reports that a "...biannual survey by data intelligence company Veda, found 82 per cent were worried about their ability to meet debt repayments in the future, up from 75 per cent a year ago" - 9.33% deterioration.