Defined Terms and Documents       

The Writer means Philip Johnston -

(a)           aged 65;

(b)           retired in 2007 from Commonwealth Bank's "Infrastructure & Utilities Solutions" division after 37 years where for the latter few years he wrote credit papers to lend between $20m and $100m for urban infrastructure projects ranging from hospitals, prisons, defence force barracks etc which highlighted the innovative/creative benefits from private sector involvement.  Between 1990 and 2002 he administered extensive inter-related Project Documents and Financial Documents for large syndicated bank debts as the Agent bank - largest was $3.95b Sydney Airport privatisation with 39 banks. 
This occasionally involved him convening and chairing emergency meetings to resolve problems in large infrastructure loans. 
Click on: Business cards which displays three former business cards the Business Plan Developer had during the last 18 years, including his final position in 'Social and Corporate Infrastructure', together with the business card of his former boss at Commonwealth Bank, Geoff Meulman, who was his General Manager Infrastructure at Commonwealth Bank and is aware of the Writer's experience in administering the interests of banking syndicates in large infrastructure projects. 
Click on:  Former Résumé and Eleven Steps To Complete A Greenfield or Brownfield Infrastructure Project; 

(c)           holds from Macquarie University in Sydney -

                *        Bachelor of Arts Degree - Major in Economics & Finance - 1976 from Macquarie University; and

                *        Master Degree in Applied Finance - 2001 from Macquarie University;

(d)           adept at documenting agreements setting out all parties' rights, duties and obligations;

(e)           played active sports all his life:

                *          21 years competitive cricket, including being Secretary of Gordon District Cricket Assoc in early 1980s with >1,000 adult players;

                *          12 years competitive baseball;

                *           completed two IronMan triathlons:
                            -  Australian IronMan at Forster '89
                            -  New Zealand IronMan at Auckland in '90;

                *           ran several marathons;

                *           completed approx 15 ocean and Harbour swims incl 2008 2.5km Palm Beach to Whale Beach BIG SWIM in the unspectacular time of  1 hr :10 mins 33 sec and the 2010  2km Cole Classic at Manly in 55 mins - pics

(f)            swims about 3km each week;

(g)           cycles approx 90km hilly routes each Sunday with similarly inclined middle aged folk amongst Muggaccinos.com;

(h)           has cycled as a Pilot with 8 vision impaired cyclists on the back of various tandem bicycles - longest ride has been 127km; and

(i)            In the last 10 years has donated slightly over $103,000 to registered charities. 

(j)            has had several articles published by the Editor of Push On cycle website, sponsored by Bicycle NSW, on 'Risk Management' issues: