Bunch Riders need to observe -

*        Distance To Brake To Stop; and

*        Time To Brake To Stop,

in order to abide by -

*        Australian Road Rules (and the particular state road rules);

*        New Road Rules For Bunch Riders that stipulate required distance to remain behind a bicycle ahead and maximum cycling speed in order to materially reduce Avoidable Trauma Bicycle Accidents

*        Code of Conduct for Training Cyclists which notes that "..... sharing the roads means obeying the road rules"; and

*        Bunch Ride Etiquette,

so as not to forfeit any public liability insurance cover held

The only way that some Bunch Riders will be motivated to be less devil-may-care is if there are explicit road rules for Bunch Riding (ie. New Road Rules For Bunch Riders) and if a Bunch Rider breaches one or more of them, then he/she might forfeit their public liability insurance coverage, that is if he/she had purchased any such insurance. 

The meaning of 'dangerous riding' dated 30 June 2009 and Serious legal pain for irresponsible riders dated 1 June 2009 explain that the Victorian 'Road Legislation Amendment Bill 2009' is a small step towards establishing what constitutes Dangerous Cycling and Reckless Cycling. 

The Victorian Roads Minister announced in late June 2011 an increased penalty of “$13,610 or prison for 12 months, or both, for dangerous cycling” if cycling had the potential to be dangerous.  Cycling fast in a large juxtaposed juggernaut often less than 60cm from the wheel ahead might constitute “riding in a dangerous, careless or reckless manner”.

A critical issue in this analysis is to learn if an insurer is able to rely upon an exclusion clause to deny liability if a cyclist has breached a road rule.

If that is not clear cut, then establishing New Road Rules For Bunch Riders which also set out what constitutes 'dangerous cycling' and what constitutes 'reckless cycling' has merit, so that both the 'Insured Party' and the 'Insurer' have a much better idea as to whether the 'Insured Party' can subrogate their negligent liability to their 'Insurer'.

Hence, explicit New Road Rules For Bunch Riders need to precisely set out quantifiable measurements that 'Insurers' can rely upon to deny liability, because in order to reduce Avoidable Trauma Bicycle Accidents the 'stick' (of potentially forfeiting insurance) would be far more effective than the 'carrot' (of being a law abiding road cyclist).

The Writer's physiotherapist, Lindy L_mb, told him that one of her patients is a former cyclist who is now a paraplegic.  It may be necessary to gain the type of graphic evidence as in the above URL to evidence the perils of Bunch Riding in its present unregulated state, except in places like Tasmania (Chapter 8.) and Centennial Park Sydney (Chapter 7.).