The Writer means Phil Johnston -

(a)           built for cyclists to -

        (i)         log their Climb Times after climbing 63 majestic King of the Mountain Climbs around the perimeter of Greater Sydney and the Illawarra; and

               (ii)        compare their improvement and against other climbers in their age division.       

(b)           has maintained for 10 years for endurance cyclists;

(c)           retired in 2007 from Commonwealth Bank's "Public Private Partnerships Infrastructure" Division after 37 years where he wrote credit papers to lend between $20m and $100m for urban infrastructure projects ranging from hospitals, prisons, defence force barracks etc which highlighted merit often flowing from private sector innovation.  Between 1990 and 2002 administered extensive inter-related Project and Financial Legal Documents for large syndicated bank debts (largest $3.95b Sydney Airport privatisation) for syndicates of debt banks.  Long working experience at Commonwealth Bank involving the ten basic steps to complete a Greenfield or Brownfield infrastructure project

(d)           holds from Macquarie University in Sydney -
*        Bachelor of Arts Degree - Major in Economics & Finance - 1976; and
*        Master Degree in Applied Finance - 2001

(e)           adept at documenting agreements setting out all parties rights and obligations;

(f)            has cycled with 8 vision impaired cyclists;

(g)           played active sports all his life:





   *            21 years competitive cricket, including Secretary of Gordon District Cricket Assoc in early 1980s with >1,000 adult players;

   *           12 years competitive baseball;

   *            completed two IronMan triathlons:
 -  Australian IronMan at Forster '89
 -  New Zealand IronMan at Auckland in '90;

   *            ran several marathons;

                *            completed approx 15 ocean and Harbour swims

(h)           swims about 3km each week;

(i)           cycles approx 125km hilly routes each Sunday with similarly inclined middle aged folk amongst; and

(k)          aged 60.