Index of /CreditCards/DefinedTerms/_vti_cnf

	Name	Last modified	Size	Description
	Parent Directory		-
	Defined_Terms_&_Documents.htm	2024-06-23 21:55	135K
	User_Pays_Principle.htm	2023-02-18 23:47	33K
	Labyrinth_Of_Concealed_Spiders.htm	2023-02-18 23:47	28K
	Interchange_Fees.htm	2023-02-03 02:15	23K
	Extensive_Powers_of_the_RBA.htm	2023-02-19 20:27	21K
	Credit_Cards.htm	2023-03-15 06:16	17K
	Credit_Cardholders.htm	2023-02-18 23:47	17K
	Usury_Unsecured_Interest_Rates.htm	2023-02-22 05:20	17K
	Balance_Transfer.htm	2022-11-27 20:39	15K
	PredatorySaleOfAFinancialProduct.htm	2023-02-18 23:47	15K
	Interest_And_Penalty_Fees_Revenue.htm	2023-03-15 06:16	15K
	Financial_Literacy.htm	2023-02-18 23:47	14K
	TwoTermsOfReference.htm	2022-11-27 20:39	14K
	Credit_Card_Issuer.htm	2023-03-15 06:16	14K
	Unconscionable_Conduct.htm	2023-02-18 23:47	14K
	Financially_Uneducated_And_Vulnerable.htm	2023-02-18 23:47	14K
	Credit_Card_Products.htm	2023-02-18 23:47	13K
	Royal_Commission.htm	2022-11-27 20:39	13K
	Cash_Rate.htm	2023-02-21 01:54	12K
	Parliamentary_Bestowed_Mandate.htm	2023-02-21 21:02	12K
	TwoExceedinglyCostlyMonthlyInterestChargingPractices.htm	2024-06-23 21:55	11K
	NumeracyAndLiteracyTargeting.htm	2023-02-18 23:47	11K
	Order of Payments.htm	2022-11-27 20:39	11K
	Seven_Parties.htm	2022-11-27 20:39	11K
	NumeracyAndLiteracyRangeOfAustralians.htm	2023-02-18 23:47	11K
	Order_of_Payments.htm	2022-11-27 20:39	10K
	Financial Services Industry.htm	2022-11-27 20:39	10K
	Intellectual_Property.htm	2022-11-27 20:39	10K
	BroadTermsOfReference.htm	2022-11-27 20:39	10K
	Interest_And_Fees_Revenue.htm	2023-02-04 02:14	10K
	ReserveBankOfAustralia.htm	2023-02-18 23:47	9.9K
	Interest_Free_Period.htm	2023-02-05 20:27	9.6K
	Revolving_Line_Of_Credit.htm	2023-02-03 02:15	9.4K
	Purchase.htm	2023-02-18 23:47	9.4K
	Extreme_Financial_And_Emotional_Distress.htm	2023-02-18 23:47	9.4K
	Line_Of_Credit.htm	2023-02-18 23:47	9.1K
	Cash_Advance.htm	2023-02-18 23:47	9.1K
	Statutory_Duty.htm	2023-02-19 20:38	9.0K
	Three_RBA_Published_Papers.htm	2023-02-18 23:47	8.7K
	InterestIncome.htm	2023-12-15 21:08	8.6K
	Compulsive_Buying_Disorder.htm	2022-11-27 20:39	8.5K
	AustraliaHasThreeFinancialRegulators.htm	2022-11-27 20:39	8.4K
	UnconscionableCreditCardInterestCharging.htm	2023-02-18 23:47	8.3K
	BankingProductsInAustralia.htm	2019-03-16 10:19	8.2K
	Equitability_Cost_Contribution_Scheme.htm	2023-12-15 21:08	8.0K
	RewardsPrograms.htm	2023-03-15 06:16	8.0K
	Interest_Income.htm	2024-05-30 09:03	7.6K
	HighestInterestRateCreditCards.htm	2023-02-22 05:20	7.3K
	ThreeABC_TV ProgramsSpreadOverSixWeeks.htm	2023-12-15 21:08	7.1K
	Interest_Rate.htm	2022-11-27 20:39	6.7K
	Co-branded_or_Companion_Cards.htm	2022-11-27 20:39	6.7K
	Financially_Educated.htm	2023-02-03 02:15	6.5K
	Late_Payment_Fee.htm	2023-02-05 20:48	6.5K
	Outstanding_Indebtedness.htm	2022-12-31 04:05	6.3K
	Merchant_Service_Fee.htm	2022-12-31 04:05	6.3K
	ForfeitInterestFreePeriodPurchaseInterest .htm	2023-02-03 02:15	6.2K
	To_Act_In_The_Public_Interest.htm	2023-02-18 23:47	6.2K
	Egaliterian_Country.htm	2023-02-18 23:47	6.2K
	LowestInterestRateCashAdvanceCards.htm	2022-11-27 20:39	6.1K
	OrderOfPayments.htm	2022-11-27 20:39	6.1K
	CreditCardDistressAuthorities.htm	2023-02-18 23:47	6.1K
	WhyDoesPaymentsSystemBoardHaveNoRegulatory.htm	2023-02-03 02:15	5.9K
	QuotesFromReputableAuthorities.htm	2022-11-29 22:26	5.9K
	Financial_Institutions_collapses_Australia.htm	2022-11-27 20:39	5.8K
	QuantitativeQualitativeExpertAuthority&NewspaperEvidence.htm	2023-02-18 23:47	5.8K
	Charge_Card.htm	2022-12-31 04:05	5.8K
	Credit_Card_Debt.htm	2023-02-18 23:47	5.8K
	Credit_Card_Payment_Schemes.htm	2023-02-18 23:47	5.6K
	NumeracyAndLiteracyAuthorities.htm	2023-02-22 05:41	5.5K
	BalanceTransfer_20_years.htm	2022-11-27 20:39	5.3K
	TwoOfAustraliaHasThreeFinancialRegulators.htm	2022-11-27 20:39	5.2K
	Free_Ride.htm	2023-02-18 23:47	5.2K
	Literacy__Defined_Terms_&_Documents.htm	2022-11-27 20:39	5.2K
	Fiduciary_Duty.htm	2023-02-18 23:47	5.2K
	DubiousCreditCardWebsites.htm	2022-11-27 20:39	5.1K
	Payment_Due_Date.htm	2023-03-15 06:16	5.1K
	Three-Party_Schemes.htm	2023-02-03 02:15	5.1K
	Unsecured_Personal_Loans.htm	2022-11-29 22:58	5.1K
	Purchase_Interest_Rate.htm	2023-02-04 01:50	5.0K
	Four_Pillars.htm	2022-11-27 21:22	4.9K
	CreditCardholdersContributionToGrossRevenue.htm	2022-12-31 04:05	4.8K
	OverLimit_Fee.htm	2023-02-03 02:15	4.8K
	Annual_Cardholder_Fee.htm	2023-03-15 06:16	4.8K
	Four-Party_Schemes.htm	2023-02-03 02:15	4.7K
	Concessional_Interest_ Rate_Period.htm	2022-11-27 20:39	4.7K
	OtherDocReferToVulnerableAtRiskCardholders.htm	2022-11-29 22:23	4.7K
	Prior_to_the_Campbell_Report,_RBA_rulled_with_Iron_Fist.htm	2023-02-18 23:47	4.7K
	NBFIs.htm	2023-02-01 02:08	4.6K
	InterestIncomeAndLatePaymentFeesFromCreditCards.htm	2022-11-26 20:00	4.5K
	Card_Limit.htm	2023-01-26 04:46	4.5K
	one_week_of_hearings_six_hours.htm	2023-02-18 23:47	4.4K
	NumeracyAndLiteracyAuthoritiesNew.htm	2019-04-10 07:51	4.4K
	Retail_Supply_Side.htm	2023-02-18 23:47	4.3K
	RBA_hasDoneNaughtToMotivateCreditCardIssuers.htm	2022-11-27 20:39	4.3K
	Lack_Financial_Acumen.htm	2023-02-18 23:47	4.3K
	Eligible_Plaintiffs.htm	2019-02-06 22:54	4.3K
	18_percent_interest_rate_Cap.htm	2023-12-15 21:08	4.2K
	18%_interest_rate_Cap.htm	2024-05-30 09:04	4.2K
	Closing_Balance.htm	2023-03-15 06:16	4.2K
	Surcharge_Fee.htm	2022-11-28 06:01	4.1K
	Section_50_of_Banking_Act_1959.htm	2023-02-18 23:47	4.1K
	Credit_Reporting_Bodies.htm	2022-11-27 21:22	4.1K
	Debit_Cards.htm	2023-03-15 06:16	4.0K
	Financial_Services_Reformists.htm	2022-11-27 20:39	4.0K
	MaterialInterest&Fees.htm	2022-11-27 20:39	3.9K
	NumeracyAndLiteracyDiscrimination.htm	2022-11-27 20:39	3.8K
	eftpos.htm	2022-11-27 20:39	3.7K
	Margin_Has_Increased.htm	2022-11-27 20:39	3.6K
	80-20_Rule.htm	2023-02-03 02:15	3.5K
	Wholesale_Supply_Side.htm	2022-11-27 21:56	3.4K
	New_Maximum_Interest_Rate_Cap.htm	2023-12-15 21:08	3.4K
	Card_Acquirer.htm	2022-12-02 02:51	3.4K
	Loan_Comparison_Rate.htm	2022-11-27 20:39	3.3K
	Payments_System.htm	2023-02-18 23:47	3.2K
	Cash_Advance_Fee.htm	2023-02-03 02:15	3.2K
	Credit_Cardholder_Fees.htm	2023-02-03 02:15	3.2K
	Comparison_Rate_Over_20%.htm	2023-02-18 23:47	3.2K
	Fees_Levied_On_Wholesale_Supply_Side.htm	2022-11-27 21:56	3.1K
	Merchant.htm	2023-02-03 02:15	3.1K
	Credit_Report.htm	2022-11-27 20:39	3.1K
	Key_Facts_Sheet.htm	2022-11-27 20:39	3.1K
	Primary_Information.htm	2022-11-27 20:39	3.1K
	Card_history.htm	2023-12-15 21:08	3.0K
	Financial_Stress.htm	2022-11-27 20:39	2.9K
	Unsecured_Personal_Loans_2016.htm	2022-11-27 20:39	2.9K
	ParticularsOfDeregulationAndSubsequentRe-regulationAreWellChronicled.htm	2023-01-27 06:15	2.9K
	Argy_Bargy.htm	2022-11-27 20:39	2.8K
	Estimated_Annual_Credit_Card_Interest_Revenue.htm	2023-12-15 21:08	2.8K
	Brand_Name.htm	2022-11-27 20:39	2.7K
	Proposed_User_Pays_Fee.htm	2023-12-15 21:08	2.7K
	Monthly_Account_Service_Fee.htm	2023-12-15 21:08	2.6K
	Price_Stickiness_For_Credit_Cards.htm	2022-11-27 20:39	2.6K
	Welter_Of_Evidence.htm	2022-11-27 20:39	2.5K
	Unsecured_Variable_Rate_Personal_Loans.htm	2023-12-15 21:08	2.5K
	Credit_Score.htm	2022-11-25 21:33	2.5K
	Credit_Card_Purchase_Transaction.htm	2023-12-15 21:08	2.4K
	Fiduciary Relationships.ppt	2021-07-09 10:12	2.4K
	ABS_report_Adult_Literacy_and_Life_Skills_Survey.htm	2022-11-27 20:39	2.4K
	TradePracticesAct_1974.htm	2022-11-27 20:39	2.3K
	RBA_determined_standard_credit_card_interest_rates.htm	2023-12-15 21:08	2.3K
	Balance_Transfer_Fee.htm	2023-02-03 02:08	2.3K
	Proposed_User_Pays_Fee1.htm	2023-12-15 21:08	2.3K
	ReserveBankCopiousPublications.htm	2022-11-27 20:39	2.2K
	Payment_Card_Networks.htm	2022-11-27 20:39	2.2K
	Proposed_User_Pays_Fee2.htm	2023-12-15 21:08	2.2K
	Minimum_Payment.htm	2022-11-30 01:31	2.2K
	Payment_Cards.htm	2022-11-27 21:22	2.1K
	Interest_rates_on_credit_card_debt.htm	2022-11-27 20:39	2.1K
	Directed_to_Financial_Services_Regulators.htm	2022-11-27 20:39	2.1K
	Credit_Card_Penalty_Fees_Revenue.htm	2023-12-15 21:08	2.1K
	Revenue_Definitions.htm	2023-12-15 21:08	2.0K
	CostOfCreditCardTransactionsToCardholders.htm	2022-11-29 21:15	2.0K
	Compensatory_Damages.htm	2022-11-27 20:39	2.0K
	Monthly_Credit_Card_Statement.htm	2022-12-03 20:55	2.0K
	Cost_of_Credit_Cards_to_Merchants.htm	2022-11-27 20:39	2.0K
	Three_Purchase_Benefits_Enjoyed.htm	2023-12-15 21:08	2.0K
	Credit_Card_System.htm	2023-12-15 21:08	2.0K
	Supporting_Documented_Evidence.htm	2022-11-27 20:39	2.0K
	Credit_Risk_To_Credit_Card_Issuers.htm	2019-02-06 22:54	1.9K
	Previous_Month's_Purchases.htm	2022-11-27 20:39	1.9K
	Multiple_Credit_Cards.htm	2022-11-27 20:39	1.9K
	Debt_Collection_Agencies.htm	2022-11-27 20:39	1.9K
	Fiduciary_Relationship.htm	2022-11-27 20:39	1.9K
	On_Charged_Scheme_Fees.htm	2022-11-27 20:39	1.8K
	Purchase_Usage_Fee.htm	2022-11-27 20:39	1.8K
	balance_transfer_guide.htm	2022-11-27 20:39	1.8K
	Purchase_Interest_Rate-March2020.htm	2020-06-28 10:56	1.8K
	Purchase_Interest_Rate-July2019.htm	2020-06-27 23:27	1.8K
	Penalty_Clause.htm	2022-11-27 20:39	1.8K
	Various_Market_Segments.htm	2022-11-27 20:39	1.8K
	CreditCardTravelInsurance.htm	2022-11-27 20:39	1.7K
	eftpos_Cards.htm	2022-11-27 20:39	1.6K
	Initial_Reaction_by_Reserve_Bank.htm	2023-01-27 05:49	1.6K
	Companion_Cards.htm	2022-11-27 21:22	1.6K
	Principal-Agent_Relationship.htm	2022-11-27 20:39	1.6K
	Usury.htm	2022-11-27 20:39	1.6K
	$4_billion circa User Pays Fee annually.htm	2023-12-15 21:08	1.6K
	Foreign_Transaction_Fee.htm	2022-11-28 05:46	1.6K
	Civil_Penalty.htm	2022-11-27 20:39	1.5K
	Online_Payment_Provider.htm	2022-11-27 20:39	1.5K
	Credit_Card_Repayment.htm	2022-11-27 20:39	1.5K
	HistoryOfBalanceTransfers.htm	2019-03-16 22:06	1.5K
	Prime Minister,ScottMorrison,acknowledges_that_unfair_and_predatory_practices.htm	2022-11-27 20:39	1.5K
	Fiduciary.htm	2022-11-27 20:39	1.5K
	Financial_Hardship.htm	2022-11-27 20:39	1.5K
	Bank_of_England.htm	2022-11-27 20:39	1.4K
	Two-sided_Market.htm	2019-03-17 03:08	1.3K
	a_guide_to_store_cards.htm	2022-11-27 20:39	1.3K
	Regulatory_Capture.htm	2023-12-15 21:08	1.2K
	FinancialCorporationsAct(Cth)1974.htm	2023-02-04 18:40	1.2K
	ImprovingConsumerOutcomesEnhanceCompetition_May-16.htm	2019-03-16 22:13	1.2K
	Assessment_Fee.htm	2023-12-15 21:08	1.2K
	Operational_Risk_Capital.htm	2022-11-27 20:39	1.1K
	Annual_Percentage_Rate.htm	2022-11-27 20:39	1.1K
	U.S_Federal_Reserve.htm	2019-10-25 03:34	1.1K
	Reward_points.jpg	2023-03-15 06:16	697
	ANZ_Comparison-Rate-Schedule.pdf	2017-06-19 03:56	493
	Robert_Hogg.jpg	2022-12-05 02:21	469
	Graph_7.jpg	2022-12-01 00:31	468
	four_party_scheme.png	2021-07-09 10:12	422
	Westpac_Flexi_Loan_brochure.pdf	2017-06-19 03:57	376
	Thumbs.db	2017-06-19 03:56	376
	ThreePartySchemeGraphic.png	2021-07-09 10:12	375
	MarketShare.png	2021-07-09 10:12	375
	FourPartySchemeGraphic.png	2021-07-09 10:12	375
	UNSW_ConferenceOfFiduciaryLaw22Mar2013.pdf	2017-06-19 03:57	370
	PersonalLoans.xlsx	2017-06-19 03:56	369
	finder-timeline-1.jpg	2022-11-27 20:39	318
	Scheme_Fees-Finder.jpg	2017-01-10 01:21	318
	InfoChoiceBalanceTransfer113.jpg	2017-09-27 00:48	318
	MerchantServiceFees.jpg	2016-11-10 02:18	317
	MasterCard_Visa_Card_Revenues_2001.jpg	2016-11-10 03:12	317
	JetstarBalanceTransfer.jpg	2017-09-27 00:44	317
	Credit-Score-Calculation-Pie-Chart.jpg	2017-02-16 04:40	317
	AMEX_PlatinumBusinessCard.jpg	2017-01-10 03:03	317
	Basic_Principles_of_the_Australian_Labor_Party_NSW_Branch.png	2022-12-01 07:07	316
	Unconscionable_Conduct.pdf	2018-11-01 01:06	203
	Predatory Sale Of A Financial Product.pdf	2018-07-10 23:32	203
	Labyrinth of ‘Concealed Spiders’.pdf	2018-07-10 23:26	203
	debug.log	2020-10-14 02:30	200