vti_encoding:SR|utf8-nl vti_author:SR|PHIL-ASUS\\Phil vti_modifiedby:SR|Lenovo\\scribepj vti_timelastmodified:TR|02 Jul 2020 00:36:24 -0000 vti_timecreated:TR|24 Mar 2014 03:13:39 -0000 vti_title:SR|Extreme Financial And Emotional Distress vti_extenderversion:SR|6.0.2.8161 vti_backlinkinfo:VX|CreditCards/Parliament/WrittenQuestions/Written_Questions.htm CreditCards/Parliament/WrittenQuestions/Chapter_20.htm CreditCards/RoyalCom/SubmissionLetter_&_QuestionsTable.htm CreditCards/RoyalCom/Questions/Questions_Table.htm CreditCards/Comms/Letter_to_Adele_Ferguson_5-Oct-19_SynopsisFormat.htm CreditCards/Comms/Annexure_B/Letter_to_Ross_Greenwood_26-Sept-2022.htm CreditCards/Parliament/WrittenQuestions/Question_12.htm CreditCards/DefinedTerms/ForfeitInterestFreePeriodPurchaseInterest\\ .htm CreditCards/MB/Submission_Letter_to_Maurice_Blackburn_8-May-17.htm CreditCards/DefinedTerms/Defined_Terms_&_Documents.htm CreditCards/Choice/Discussion_Paper_10-Feb-19.htm CreditCards/BankReformNow/3rd_Letter_to_Peter_Brandson_2-Aug-19.htm CreditCards/Comms/Section_4.htm CreditCards/Comms/email_to_Susan_Grosovin_sent_29_Oct-20A.htm CreditCards/Comms/Letter_to_Jim_Chalmers_7-Sept-22.htm CreditCards/Comms/PrimeMinister/Letter_to_Anthony_Albanese_6-Dec-2022.htm CreditCards/Slater&Gordon/LetterToSlater&Gordon.htm YELP/Senex/CreditCards/SMH/Australian_Govts_allocate_$11m_annually.htm CreditCards/SMH/Newspaper_articles_re_credit_card_debt.htm CreditCards/ACA_Lawyers/SubmissionLetterTo_ACA_Lawyers.htm CreditCards/ABC/SecondLetterToExecutiveProducersFourCorners_27-Sept-17.htm CreditCards/Comms/Section_2.htm CreditCards/Comms/Letter_to_Ian_Verrender_5-Feb-20.htm CreditCards/Comms/email_to_Susan_Grosovin_sent_4_Nov-20B.htm CreditCards/Comms/Annexure_B/Letter_to_Alan_Kirkland_26-Sept-2022.htm CreditCards/UniOfWollongong/Letter_to_Andy_Schmulow_8-Nov-2022.htm CreditCards/DefinedTerms/ProficiencyClevernessLevelOfAustralians.htm CreditCards/Parliament/WrittenQuestions/Grounds_for_asking_Written_Questions.htm CreditCards/DefinedTerms/Credit_Cardholders.htm CreditCards/RBA/AccessRegimes/Determine_Standards.htm CreditCards/Actions/Eligible_Persistent_Revolver_Plaintiffs.htm ExecutiveRem/CEDA/2nd_Letter_to_CEO_CEDA_13-Dec-19.htm CreditCards/ComGovReview2022/Bligh.htm YELP/Senex/CreditCards/SMH/Summary_of_newspaper_articles_re_credit_card_debt.htm CreditCards/RoyalCom/WrittenQuestionsAndSupportingEvidence.htm CreditCards/DefinedTerms/one_week_of_hearings_six_hours.htm CreditCards/Comms/Letter_to_Elizabeth_Sheedy_15-Feb-21.htm CreditCards/Parliament/WrittenQuestions/Chapter_16.htm CreditCards/DefinedTerms/Eligible_Plaintiffs.htm CreditCards/Parliament/WrittenQuestions/Chapter_14.htm CreditCards/Nick_Xenophon/IntroLetterToNickXenophon_Aug-17.htm CreditCards/RoyalCom/Questions/28th_Q.htm CreditCards/Comms/Letter_to_Paul_Keating_28-Oct-20.htm CreditCards/Comms/email_to_Susan_Grosovin_sent_29_Oct-20.htm CreditCards/DefinedTerms/MaterialInterest&Fees.htm CreditCards/Actions/AdditionaHumdingerlEvidenceGarnered.htm CreditCards/Crikey/Letter_to_Bernard_Keane_Crikey_13-Nov-18.htm CreditCards/Choice/Letter_to_Andy_Kollmorgen_10-Feb-19.htm CreditCards/SMH/Shane_Wright/Letter_to_Shane_Wright_8-April-21.htm CreditCards/Comms/Letter_to_Glenn_Dyer,Crikey_5_Aug-22.htm CreditCards/Comms/Letter_to_Michael_West_10-July-20.htm YELP/Senex/CreditCards/DefinedTerms/Defined_Terms.htm YELP/Senex/CreditCards/Slater&Gordon/LetterToSlater&Gordon.htm CreditCards/Actions/Evidence_Check_List.htm CreditCards/Nick_Xenophon/SubmissionLetterToNickXenophon_17-Aug-17.htm CreditCards/RoyalCom/Question_12.htm CreditCards/BankReformNow/Letter_to_Peter_Brandson_Version2_16-Mar-19.htm CreditCards/ComGovReview2022/Annexure_A.htm CreditCards/ComGovReview2022/Petition_on_Change,com.htm CreditCards/Comms/Annexure_B/Letter_to_Paul_Clitheroe_26-Sept-2022.htm TLSEIP/Comms/Persistent_Revolvers.htm CreditCards/RoyalCom/Questions/4th_Q.htm CreditCards/Comms/Section_1.htm CreditCards/Comms/email_to_Susan_Grosovin_sent_4_Nov-20.htm YELP/Senex/CreditCards/DefinedTerms/ProficiencyClevernessLevelOfAustralians.htm CreditCards/RoyalCom/Questions/14th_Q.htm CreditCards/BankReformNow/Letter_to_Peter_Brandson_16-Mar-19.htm ExecutiveRem/CEDA/Letter_to_CEO_CEDA_16-Nov-19.htm CreditCards/ABC/LetterToExecutiveProducersFourCorners_15-Sept-17.htm CreditCards/Crikey/Letter_to_Bernard_Keane,\\ Crikey_14-Nov-18a.htm CreditCards/Comms/Annexure_B/Letter_to_David_Koch_26-Sept-2022.htm CreditCards/Parliament/WrittenQuestions/Chapter_13.htm CreditCards/SMH/Australian_Govts_allocate_$43m_annually.htm CreditCards/Parliament/WrittenQuestions/Chapter_5.htm CreditCards/SlaterGordon/SubmissionLetterToSlaterGordon.htm CreditCards/DefinedTerms/NumeracyAndLiteracyRangeOfAustralians.htm CreditCards/RoyalCom/Questions/27th_Q.htm CreditCards/BankReformNow/Discussion_Paper_16-Mar-19.htm CreditCards/BankReformNow/2nd_Letter_to_Peter_Brandson_9-Apr-19.htm CreditCards/Comms/Annexure_B.htm CreditCards/Comms/Letter_to_Adele_Ferguson_5-Oct-19.htm CreditCards/DefinedTerms/TwoExceedinglyCostlyMonthlyInterestChargingPractices.htm CreditCards/DefinedTerms/User_Pays_Principle.htm CreditCards/Actions/Persistent_Revolvers.htm CreditCards/DefinedTerms/Financial_Stress.htm vti_shadowfiles:VX| vti_nexttolasttimemodified:TR|03 Feb 2020 04:11:21 -0000 vti_cacheddtm:TX|02 Jul 2020 00:36:24 -0000 vti_filesize:IR|14717 vti_cachedtitle:SR|Extreme Financial And Emotional Distress vti_cachedbodystyle:SR| vti_cachedlinkinfo:VX|H|Defined_Terms_&_Documents.htm H|Financial_Stress.htm H|Financially_Uneducated_And_Vulnerable.htm H|Financial_Stress.htm H|http://stress.about.com/od/unhealthybehaviors/ H|http://stress.about.com/od/healthylifestylechoices/a/sleep_deprivation.htm H|../McKinsey/New_frontiers.htm H|../SMH/Australian_Govts_allocate_$43m_annually.htm H|CreditCardDistressAuthorities.htm H|QuotesFromReputableAuthorities.htm H|../SMH/middle_class_hit_by_debt.htm K|https://www.google.com.au/ H|http://www.centacare.org.au/ H|http://www.anglicare.org.au/our-services/family-support H|http://www.wesleymission.org.au/Services/counselling/default.asp H|http://www.wesleymission.org.au/centres/creditline/ H|http://www.thesmithfamily.com.au/what-we-do/our-work/at-school/secondary/certificate-1-financial-services H|http://www.vinnies.org.au/page/Find_Help/SA/Finances/Budget_and_Financial_Counselling/ H|http://www.centacare.org.au/ H|../Wesley\\ Mission/The-Wesley-Report-14-May-2015.pdf H|http://www.smh.com.au/nsw/the-creeping-danger-of-australian-households-love-affair-with-credit-20150501-1mx5a5.html H|../SMH/When_debt_is_easy_to_bank_up.htm H|../SMH_Money/Australians_owe_almost_50_billi.htm H|../CreditCards.com/Articles/5WaysCreditCardDebtCanBeHazardousToYourHealth.htm H|../FinCounselling/mental_illness_debt_info-financial_counsellors_sep_2010.pdf H|Financial_Literacy.htm H|Financial_Literacy.htm H|Financial_Literacy.htm H|../USA/Financial_literacy_and_credit_cards_USA.htm H|Financially_Educated.htm H|Financially_Educated.htm H|Financially_Uneducated_And_Vulnerable.htm H|Financial_Stress.htm vti_cachedsvcrellinks:VX|FHUS|CreditCards/DefinedTerms/Defined_Terms_&_Documents.htm FHUS|CreditCards/DefinedTerms/Financial_Stress.htm FHUS|CreditCards/DefinedTerms/Financially_Uneducated_And_Vulnerable.htm FHUS|CreditCards/DefinedTerms/Financial_Stress.htm NHHS|http://stress.about.com/od/unhealthybehaviors/ NHHS|http://stress.about.com/od/healthylifestylechoices/a/sleep_deprivation.htm FHUS|CreditCards/McKinsey/New_frontiers.htm FHUS|CreditCards/SMH/Australian_Govts_allocate_$43m_annually.htm FHUS|CreditCards/DefinedTerms/CreditCardDistressAuthorities.htm FHUS|CreditCards/DefinedTerms/QuotesFromReputableAuthorities.htm FHUS|CreditCards/SMH/middle_class_hit_by_debt.htm NHSS|https://www.google.com.au/ NHHS|http://www.centacare.org.au/ NHHS|http://www.anglicare.org.au/our-services/family-support NHHS|http://www.wesleymission.org.au/Services/counselling/default.asp NHHS|http://www.wesleymission.org.au/centres/creditline/ NHHS|http://www.thesmithfamily.com.au/what-we-do/our-work/at-school/secondary/certificate-1-financial-services NHHS|http://www.vinnies.org.au/page/Find_Help/SA/Finances/Budget_and_Financial_Counselling/ NHHS|http://www.centacare.org.au/ FHUS|CreditCards/Wesley\\ Mission/The-Wesley-Report-14-May-2015.pdf NHHS|http://www.smh.com.au/nsw/the-creeping-danger-of-australian-households-love-affair-with-credit-20150501-1mx5a5.html FHUS|CreditCards/SMH/When_debt_is_easy_to_bank_up.htm FHUS|CreditCards/SMH_Money/Australians_owe_almost_50_billi.htm FHUS|CreditCards/CreditCards.com/Articles/5WaysCreditCardDebtCanBeHazardousToYourHealth.htm FHUS|CreditCards/FinCounselling/mental_illness_debt_info-financial_counsellors_sep_2010.pdf FHUS|CreditCards/DefinedTerms/Financial_Literacy.htm FHUS|CreditCards/DefinedTerms/Financial_Literacy.htm FHUS|CreditCards/DefinedTerms/Financial_Literacy.htm FHUS|CreditCards/USA/Financial_literacy_and_credit_cards_USA.htm FHUS|CreditCards/DefinedTerms/Financially_Educated.htm FHUS|CreditCards/DefinedTerms/Financially_Educated.htm FHUS|CreditCards/DefinedTerms/Financially_Uneducated_And_Vulnerable.htm FHUS|CreditCards/DefinedTerms/Financial_Stress.htm vti_cachedneedsrewrite:BR|true vti_cachedhasbots:BR|true vti_cachedhastheme:BR|false vti_cachedhasborder:BR|true vti_botnavbits:SW|C vti_botnavbarthemes:VR| vti_botnavbarfeatures:VR| vti_borderaggregate:SR|default vti_metatags:VR|HTTP-EQUIV=Content-Language en-au HTTP-EQUIV=Content-Type text/html;\\ charset=windows-1252 vti_charset:SR|windows-1252 vti_language:SR|en-au