Negligent Lifestyle Behaviour means -

i)          physical inactivity / sedentary lifestyle; and/or

ii)         unhealthy eating patterns leading to being overweight or obese; and/or

iii)        recreational drug abuse/craving harmful habitual stress releases; and/or

iv)        reckless or dangerous recreational exercise activity, which may include Reckless Cycling or Dangerous Cycling, than may result in extensive Health Care Costs and Health System Costs, presently largely born by the taxpayer.