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Alliance for Gambling Reform Policy Paper - Use of credit for gambling online - 2023Executive summary
The Alliance
for Gambling
Reform (The
Alliance) strongly
supports
the
prohibition of
gambling
with
-
Gambling
with borrowed
money is well-established
as a
risk factor for
harmful gambling (Thomas,
Swanton and Gainsbury, 2020) and
governments must ensure online wagering services,
which have
failed to
show appropriate
levels of
responsibility in
these areas,
are not
putting
customers
and
their
families
at
risk
by
allowing
them
to
gamble
more
than
they can afford. Recommendations1. Banning all forms of online/ telephone gambling with credit, including using credit cards via the Interactive Gambling Act a. The proposed definition of 'credit card payment' must include payments made via an 'e-wallet' or a 'digital wallet' and ‘buy now, pay later’ options b. It must also include third-party payment mechanisms like PayPal, Apple Pay, Venmo and Google Pay 2. If a bookmaker is found to have accepted payment via credit, suitable penalties must apply and should mirror the changes made to fines possible for Australian casinos
3. There must
be no
exceptions for
on-course bookmakers
or telephone
betting services
which
fall under
the
Interactive
Gambling Act
The Alliance
also recommends
that this
policy needs
to be
regulated by
a sufficiently
resourced, national,
independent regulator
which oversees
the licenses
of all
online wagering
bookmakers
rather
than the
current model
which is
state based
regulation.
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