vti_encoding:SR|utf8-nl vti_author:SR|Lenovo\\scribepj vti_modifiedby:SR|Lenovo\\scribepj vti_timelastmodified:TR|01 Feb 2019 02:46:54 -0000 vti_timecreated:TR|13 Oct 2016 02:03:47 -0000 vti_shadowfiles:VX| vti_title:SR|Exploiting consumers needs to be vti_extenderversion:SR|6.0.2.8161 vti_backlinkinfo:VX| vti_nexttolasttimemodified:TR|21 Nov 2018 05:06:14 -0000 vti_cacheddtm:TX|06 Feb 2019 22:54:23 -0000 vti_filesize:IR|76221 vti_cachedtitle:SR|Exploiting consumers needs to be vti_cachedbodystyle:SR| vti_cachedlinkinfo:VX|H|DefinedTerms/Defined_Terms_&_Documents.htm K|https://www.eurekastreet.com.au/article.aspx S|https://www.eurekastreet.com.au/Uploads/Image/writers/michael_mullins.jpg S|https://www.eurekastreet.com.au/uploads/Image/14/38878.jpg H|http://www.choice.com.au/media-and-news/consumer-news/news/anz-bank-fees-class-action.aspx H|http://www.afr.com/p/business/companies/exorbitant_and_unconscionable_anz_vM3yknR6dEyLpXXn3olGNK H|http://www.news.com.au/finance/business/bank-customer-delights-in-win-against-fees/story-e6frfkur-1226818902299 K|https://www.moneysmart.gov.au/borrowing-and-credit/consumer-credit-regulation H|http://www.news.va/en/news/pope-francis-usury-an-affront-to-dignity H|http://www.crikey.com.au/2014/02/06/coalition-embraces-big-bank-gouge-that-even-howard-rejected/ H|http://www.trybooking.com/Booking/BookingEventSummary.aspx K|https://www.eurekastreet.com.au/article.aspx H|https://www.addthis.com/website-tools/overview S|data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAoAAAAKCAMAAAC67D+PAAAAGXRFWHRTb2Z0d2FyZQBBZG9iZSBJbWFnZVJlYWR5ccllPAAAAAZQTFRF////+GlNUkcc1QAAAB1JREFUeNpiYIQDBjQmAwMmkwEM0JnY1WIxFyDAABGeAFEudiZsAAAAAElFTkSuQmCC A|https://www.eurekastreet.com.au/article.aspx S|https://www.eurekastreet.com.au/../img/dust_2x_red.png H|http://eurekastreet.com.au/ S|http://www.eurekastreet.com.au/images/eslogo.png K|https://www.eurekastreet.com.au/article.aspx S|https://www.eurekastreet.com.au/../img/social_icons_light.png H|http://www.facebook.com/pages/Eureka-Street-politics-current-affairs-and-the-arts/9166053734 S|https://www.eurekastreet.com.au/../img/social_icons_light.png H|http://twitter.com/eurekastreet S|https://www.eurekastreet.com.au/../img/social_icons_light.png H|http://www.eurekastreet.com.au/eureka_street.xml S|https://www.eurekastreet.com.au/../img/social_icons_light.png H|http://www.youtube.com/user/eurekastreetonline S|https://www.eurekastreet.com.au/../img/social_icons_light.png H|https://itunes.apple.com/au/podcast/eureka-street-podcasts/id429844716 S|https://www.eurekastreet.com.au/../img/social_icons_light.png H|http://www.linkedin.com/in/eurekastreet S|linear-gradient(rgb(51,\\ 51,\\ 51 H|https://www.eurekastreet.com.au/ H|https://www.eurekastreet.com.au/article.aspx H|https://www.eurekastreet.com.au/Search.aspx H|https://www.eurekastreet.com.au/Search.aspx H|https://www.eurekastreet.com.au/Search.aspx H|https://www.eurekastreet.com.au/Search.aspx H|https://www.eurekastreet.com.au/Search.aspx H|https://www.eurekastreet.com.au/Search.aspx H|https://www.eurekastreet.com.au/Search.aspx H|https://www.eurekastreet.com.au/Search.aspx H|https://www.eurekastreet.com.au/Search.aspx H|http://www.trybooking.com/CZRK H|http://www.jesuitvocation.org.au/ S|http://www.eurekastreet.com.au/uploads/image/ads/jesuitsvocations_banner.jpg H|https://www.eurekastreet.com.au/ H|https://www.eurekastreet.com.au/edition.aspx S|linear-gradient(rgb(255,\\ 255,\\ 255 S|linear-gradient(rgb(255,\\ 255,\\ 255 S|linear-gradient(rgb(255,\\ 255,\\ 255 K|https://www.eurekastreet.com.au/article.aspx K|https://www.eurekastreet.com.au/article.aspx K|https://www.eurekastreet.com.au/article.aspx K|https://www.eurekastreet.com.au/article.aspx K|https://www.eurekastreet.com.au/article.aspx K|https://www.eurekastreet.com.au/article.aspx K|https://www.eurekastreet.com.au/article.aspx S|data:image/gif;base64,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 K|https://www.eurekastreet.com.au/article.aspx K|https://www.eurekastreet.com.au/article.aspx S|https://www.eurekastreet.com.au/uploads/Image/14/38878.jpg H|http://www.choice.com.au/media-and-news/consumer-news/news/anz-bank-fees-class-action.aspx H|http://www.afr.com/p/business/companies/exorbitant_and_unconscionable_anz_vM3yknR6dEyLpXXn3olGNK H|http://www.news.com.au/finance/business/bank-customer-delights-in-win-against-fees/story-e6frfkur-1226818902299 K|https://www.moneysmart.gov.au/borrowing-and-credit/consumer-credit-regulation H|http://www.news.va/en/news/pope-francis-usury-an-affront-to-dignity H|http://www.crikey.com.au/2014/02/06/coalition-embraces-big-bank-gouge-that-even-howard-rejected/ S|https://www.eurekastreet.com.au/Uploads/Image/writers/michael_mullins.jpg S|https://www.eurekastreet.com.au/../img/quotes.png S|https://www.eurekastreet.com.au/../img/quote-curly.png S|https://www.eurekastreet.com.au/../img/quotes.png S|https://www.eurekastreet.com.au/../img/quote-curly.png S|https://www.eurekastreet.com.au/../img/quotes.png S|https://www.eurekastreet.com.au/../img/quote-curly.png S|https://www.eurekastreet.com.au/../img/quotes.png S|https://www.eurekastreet.com.au/../img/quote-curly.png S|https://www.eurekastreet.com.au/../img/quotes.png vti_cachedsvcrellinks:VX|FHUS|CreditCards/DefinedTerms/Defined_Terms_&_Documents.htm NHSS|https://www.eurekastreet.com.au/article.aspx NSSS|https://www.eurekastreet.com.au/Uploads/Image/writers/michael_mullins.jpg NSSS|https://www.eurekastreet.com.au/uploads/Image/14/38878.jpg NHHS|http://www.choice.com.au/media-and-news/consumer-news/news/anz-bank-fees-class-action.aspx NHHS|http://www.afr.com/p/business/companies/exorbitant_and_unconscionable_anz_vM3yknR6dEyLpXXn3olGNK NHHS|http://www.news.com.au/finance/business/bank-customer-delights-in-win-against-fees/story-e6frfkur-1226818902299 NHSS|https://www.moneysmart.gov.au/borrowing-and-credit/consumer-credit-regulation NHHS|http://www.news.va/en/news/pope-francis-usury-an-affront-to-dignity NHHS|http://www.crikey.com.au/2014/02/06/coalition-embraces-big-bank-gouge-that-even-howard-rejected/ NHHS|http://www.trybooking.com/Booking/BookingEventSummary.aspx NHSS|https://www.eurekastreet.com.au/article.aspx NHSS|https://www.addthis.com/website-tools/overview NSUS|data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAoAAAAKCAMAAAC67D+PAAAAGXRFWHRTb2Z0d2FyZQBBZG9iZSBJbWFnZVJlYWR5ccllPAAAAAZQTFRF////+GlNUkcc1QAAAB1JREFUeNpiYIQDBjQmAwMmkwEM0JnY1WIxFyDAABGeAFEudiZsAAAAAElFTkSuQmCC NASS|https://www.eurekastreet.com.au/article.aspx NSSS|https://www.eurekastreet.com.au/../img/dust_2x_red.png NHHS|http://eurekastreet.com.au/ NSHS|http://www.eurekastreet.com.au/images/eslogo.png NHSS|https://www.eurekastreet.com.au/article.aspx NSSS|https://www.eurekastreet.com.au/../img/social_icons_light.png NHHS|http://www.facebook.com/pages/Eureka-Street-politics-current-affairs-and-the-arts/9166053734 NSSS|https://www.eurekastreet.com.au/../img/social_icons_light.png NHHS|http://twitter.com/eurekastreet NSSS|https://www.eurekastreet.com.au/../img/social_icons_light.png NHHS|http://www.eurekastreet.com.au/eureka_street.xml NSSS|https://www.eurekastreet.com.au/../img/social_icons_light.png NHHS|http://www.youtube.com/user/eurekastreetonline NSSS|https://www.eurekastreet.com.au/../img/social_icons_light.png NHSS|https://itunes.apple.com/au/podcast/eureka-street-podcasts/id429844716 NSSS|https://www.eurekastreet.com.au/../img/social_icons_light.png NHHS|http://www.linkedin.com/in/eurekastreet NSUS|CreditCards/linear-gradient(rgb(51,\\ 51,\\ 51 NHSS|https://www.eurekastreet.com.au/ NHSS|https://www.eurekastreet.com.au/article.aspx NHSS|https://www.eurekastreet.com.au/Search.aspx NHSS|https://www.eurekastreet.com.au/Search.aspx NHSS|https://www.eurekastreet.com.au/Search.aspx NHSS|https://www.eurekastreet.com.au/Search.aspx NHSS|https://www.eurekastreet.com.au/Search.aspx NHSS|https://www.eurekastreet.com.au/Search.aspx NHSS|https://www.eurekastreet.com.au/Search.aspx NHSS|https://www.eurekastreet.com.au/Search.aspx NHSS|https://www.eurekastreet.com.au/Search.aspx NHHS|http://www.trybooking.com/CZRK NHHS|http://www.jesuitvocation.org.au/ NSHS|http://www.eurekastreet.com.au/uploads/image/ads/jesuitsvocations_banner.jpg NHSS|https://www.eurekastreet.com.au/ NHSS|https://www.eurekastreet.com.au/edition.aspx NSUS|CreditCards/linear-gradient(rgb(255,\\ 255,\\ 255 NSUS|CreditCards/linear-gradient(rgb(255,\\ 255,\\ 255 NSUS|CreditCards/linear-gradient(rgb(255,\\ 255,\\ 255 NHSS|https://www.eurekastreet.com.au/article.aspx NHSS|https://www.eurekastreet.com.au/article.aspx NHSS|https://www.eurekastreet.com.au/article.aspx NHSS|https://www.eurekastreet.com.au/article.aspx NHSS|https://www.eurekastreet.com.au/article.aspx NHSS|https://www.eurekastreet.com.au/article.aspx NHSS|https://www.eurekastreet.com.au/article.aspx NSUS|data:image/gif;base64,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 NHSS|https://www.eurekastreet.com.au/article.aspx NHSS|https://www.eurekastreet.com.au/article.aspx NSSS|https://www.eurekastreet.com.au/uploads/Image/14/38878.jpg NHHS|http://www.choice.com.au/media-and-news/consumer-news/news/anz-bank-fees-class-action.aspx NHHS|http://www.afr.com/p/business/companies/exorbitant_and_unconscionable_anz_vM3yknR6dEyLpXXn3olGNK NHHS|http://www.news.com.au/finance/business/bank-customer-delights-in-win-against-fees/story-e6frfkur-1226818902299 NHSS|https://www.moneysmart.gov.au/borrowing-and-credit/consumer-credit-regulation NHHS|http://www.news.va/en/news/pope-francis-usury-an-affront-to-dignity NHHS|http://www.crikey.com.au/2014/02/06/coalition-embraces-big-bank-gouge-that-even-howard-rejected/ NSSS|https://www.eurekastreet.com.au/Uploads/Image/writers/michael_mullins.jpg NSSS|https://www.eurekastreet.com.au/../img/quotes.png NSSS|https://www.eurekastreet.com.au/../img/quote-curly.png NSSS|https://www.eurekastreet.com.au/../img/quotes.png NSSS|https://www.eurekastreet.com.au/../img/quote-curly.png NSSS|https://www.eurekastreet.com.au/../img/quotes.png NSSS|https://www.eurekastreet.com.au/../img/quote-curly.png NSSS|https://www.eurekastreet.com.au/../img/quotes.png NSSS|https://www.eurekastreet.com.au/../img/quote-curly.png NSSS|https://www.eurekastreet.com.au/../img/quotes.png vti_cachedneedsrewrite:BR|true vti_cachedhasbots:BR|true vti_cachedhastheme:BR|false vti_cachedhasborder:BR|true vti_botnavbits:SW|C vti_botnavbarthemes:VR| vti_botnavbarfeatures:VR| vti_borderaggregate:SR|default vti_metatags:VR|HTTP-EQUIV=Content-Language en-us HTTP-EQUIV=Content-Type text/html;\\ charset=windows-1252 vti_charset:SR|windows-1252 vti_language:SR|en-us