Applying for a GO Mastercard is simple
The average online application takes 7 minutes and you will receive a response
in 60 seconds.
Please review the Key Fact Sheet below and confirm that your requirements are
met by GO Mastercard.
Key facts about this credit card
Correct as at: November 2019 - Latitude Finance Australia
This information sheet is an Australian
Government requirement under the
National Consumer Credit Protection Act 2009.
Description of credit card
|
Product name |
GO Mastercard |
|
Minimum credit limit |
$1,000 |
|
Minimum repayments |
Your monthly payment for a statement period will be:
-
Nil if your closing balance is $1.50 or less;
-
The closing balance if more than $1.50 but less than $25;
-
3% of the closing balance or $25 (whichever is greater), excluding
any part of that balance which is made up of unexpired own-it now
promotions, buy now pay later promotions, instalment interest free
promotions ("promotions"), and overdue or over limit amount and any
establishment fee, plus:
-
Any existing arrears carried over from your previous statement;
-
Any amount you owe over your credit limit;
-
Any instalment payment due under a promotion for
that statement period;
-
Any establishment fee
Note: If your account has only active Buy Now Pay Later and Account
service fee, then no Minimum Monthly Payment will be requested |
|
Interest on purchases |
22.74% p.a. |
|
Interest - free period |
Maximum 55 days for purchases if you pay your closing balance in full
and on time and have paid the previous month's balance in full and on
time.
-
There is no interest free period on cash advances and Instalment
Interest Bearing transactions
-
Interest Free period on Buy Now Pay Later, Instalment Interest Free
and Interest Free only apply to active promotions
|
|
Interest on cash advances |
25.90% p.a. |
|
Promotional interest rate |
0% for 1 - 60 months.
The interest rate thereafter changes to 25.90% p.a. |
|
Balance transfer annual percentage rate |
No balance transfer offer presently available |
|
Annual fee |
$0 |
|
Late payment fee |
$30 |
There may be circumstances in which you have to pay other fees. A full list of
current fees applicable to this credit card can be found at
www.gomastercard.com.au/features/rates-and-fees.html.
As with all products and services, please ensure this product is right for you.
For more information on choosing and using credit cards visit the ASIC consumer
website www.moneysmart.gov.au.
The terms on which this credit card is offered can change over time. You can
check if any changes have been made by visiting
www.gomastercard.com.au.
An overview of all of our card products can be found at
www.latitudefinancial.com.au/credit-cards/.
Additionally, a combined Key Facts Sheet can be found
here.
|