PLATINUM CREDIT CARD 
1.5% transfer fee- Zero interest on BTAmount for 2 years is secured.

Fees and charges apply. Cards are offered, issued and administered by Citigroup Pty Limited. Terms and conditions apply and are available upon request. Credit Criteria apply. New cards customers only.

# Actual credit limit will be assigned based on our credit criteria, subject to confirmation that you earn a minimum of $35,000 per year and your credit rating.

  1. Balance Transfer Offer 0% p.a. for 24 months: Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application and the balance transfer fee, for a period of 24 months. The 24 month promotional period commences once the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance and balance transfer fee will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.74% p.a. Offer ends 31st December 2016. Offer may be extended.
  2. Cashback Offer: Earn $250 cashback when you spend a total of $250 on payWave purchases in Australia in the first 60 days from account approval. The $250 spend can be made over multiple transactions. Charge backs, refunds or fraudulent transactions are not eligible to receive the cashback. Cashback will be credited to the approved account within 8 weeks after the qualifying purchases have been made. Offer ends 5 October 2016. Offer may be extended.
  3. Cashback Offer – 0% p.a. for 12 months: Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application for a period of 12 months. The 12 month promotional period commences once the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.74% p.a. Offer ends 5 October 2016. Offer may be extended.
  4. All rewards are subjected to the Terms and Conditions of the Citi Rewards Program. Cash advances do not earn Reward Points.
  5. Subject to your acceptance you will be billed an annual fee;
    Cashback Offer: $99 in the first year. After the first year, you will receive a discounted $199 annual fee for the life of the card (usually $249 per year). An annual additional cardholder fee applies, currently $90 per card.
    Balance Transfer Offer 0% p.a. for 24 months: $199 in the first year. This will revert the standard annual fee, currently $249, in subsequent years. An annual additional cardholder fee applies, currently $90 per card.
  6. For any claims lodged on or after 1st May 2016, Complimentary Insurance is issued and managed by AGA Assistance Australia Pty Limited (trading as Allianz Global Assistance) (AFSL No.245631 ABN 52 097 227 177), 74 High Street, Toowong QLD 4066 on behalf of the insurer Allianz Australia Insurance Limited (AFSL No. 234708 ABN 15 000 122 850), 2 Market Street, 
    Sydney NSW 2000, and is subject to Terms, Conditions, and exclusions, some limits and excess may apply. The Terms and Conditions are available at www.citibank.com.au/complimentaryinsurance
    For any claims lodged prior to 1st May 2016, Complimentary Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms, Conditions and exclusions, some limits and excess may apply. The Terms and Conditions are available at www.citibank.com.au/complimentaryinsurance
  7. The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.
  8. The Citi Travel Centre is operated by Connexions Loyalty Travel Solutions LLC, and its affiliate, Loyalty Travel Agency LLC (collectively, "Travel Services"). Redemption via the Citi Travel Centre is available only to customers enrolled in the Citi Rewards Program and is not available to cardholders who enrol in airline frequent flyer direct earn rewards programs. All offers are subject to availability and change without notice. Offers may vary according to itinerary options, currency fluctuations and taxes at the time of booking. For full terms and conditions visit https://www.citirewards.com/terms.htm
  9. Payment must be made using a Citi Credit Card. Privileges cannot be used in conjunction with any other promotional programs or offers. Citibank and the business establishment reserve the right to change the terms and conditions at any time.
    Refer to www.citiworldprivileges.com/au/ for up-to-date offer details.
  10. Exclusive Platinum Visa Entertainment Offers supplied by Visa. Visit www.visaentertainment.com.au for details.
  11. Platinum cardholders receive exclusive access to unique events. Each event will be subject to separate terms and conditions.
  12. Conditions apply. Visit citibank.com.au/dine
 

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