Terms

Terms, conditions and credit criteria apply. Other fees and charges may apply. Please allow up to 15 days to process your Application subject to verification. New cards customers only.

1. Platinum cashback - Earn $250 cashback when you spend a total of $250 on payWave purchases in Australia in the first 60 days from account approval. The $250 spend can be made over multiple transactions. Charge backs, refunds or fraudulent transactions are not eligible to receive the cashback. Cashback will be credited to the approved account within 8 weeks after the qualifying purchases have been made. Offer ends 5 October 2016. Offer may be extended.

2. Platinum cashback: Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application for a period of 12 months. The 12 month promotional period commences once the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.74% p.a. Offer ends 5 October 2016. Offer may be extended.

3. Platinum cashback: Subject to your acceptance you will be billed an annual fee of $99 in the first year. After the first year, you will receive a discounted $199 annual fee for the life of the card (usually $249 per year). An annual additional cardholder fee applies, currently $90 per card.

4. All rewards are subject to the Terms and Conditions of the Citi Rewards Program. Cash advances do not earn Reward points.

5. For any claims lodged on or after 1st May 2016, Complimentary Insurance is issued and managed by AGA Assistance Australia Pty Limited (trading as Allianz Global Assistance) (AFSL No.245631 ABN 52 097 227 177), 74 High Street, Toowong QLD 4066 on behalf of the insurer Allianz Australia Insurance Limited (AFSL No. 234708 ABN 15 000 122 850), 2 Market Street, Sydney NSW 2000, and is subject to Terms, Conditions, and exclusions, some limits and excess may apply. The Terms and Conditions are available at www.citibank.com.au/complimentaryinsurance

For any claims lodged prior to 1st May 2016, Complimentary Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms, Conditions and exclusions, some limits and excess may apply. The Terms and Conditions are available at www.citibank.com.au/complimentaryinsurance.

6. Platinum - 0% p.a. for 24 months: Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to: balances transferred with this offer at point of application and the balance transfer fee, for a period of 24 months. The 24 month promotional period commences once the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance and balance transfer fee will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.74% p.a. Offer ends 31st December 2016. Offer may be extended.

7. Platinum - 0% p.a. for 24 months: Subject to your acceptance you will be billed an annual fee of $199 in the first year. This will revert to the standard annual fee, currently $249, in subsequent years. An annual additional cardholder fee applies, currently $90 per card.

8. Classic - 0% p.a. for 12 months: Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application for a period of 12 months. The 12 month promotional period commences once the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.74% p.a. This offer ends 31 December 2016. Offer may be extended.

9. Conditions apply. Visit citibank.com.au/dine