The American Express Explorer^TM 
Credit Card

• Receive 100,000 Membership Rewards^® Bonus Points³ when you apply online by 30 January 2017, are approved and spend $1,500 on your Card within the first 2 months of Card Membership. This introductory offer is available to new American Express Card Members only
• Start exploring with a $400 Travel Credit every year⁴
• Earn up to 2 Membership Rewards points for every $1 spent on eligible purchases⁶
• Transfer your points to a choice of 8 airline partner programs⁷
• Smartphone Screen Insurance for up to $500 for screen repairs to your Smartphone when you pay for your phone or contract with your American Express Explorer^TM Credit Card⁸
• 0% p.a. on balance transfers for the first 12 months⁹ — A one-off credit plan establishment fee of 1% applies to any balances transferred

With the American Express Explorer^TM Credit Card you'll be enrolled into the Membership Rewards Gateway program⁶

• Earn 2 Membership Rewards points⁶ per $1 spent on all purchases except government bodies in Australia where you will earn 0.5 points per $1 spent
• Transfer your points to a choice of 8 airline partner programs⁷
• Use your points to pay charges on your statement with Select + Pay with points¹⁰
• Spend more and earn more points by getting a Supplementary Card for family members at no additional cost¹¹
• Connect to a world of special benefits with American Express

Membership Rewards Gateway Terms and Conditions

There’s nothing like a weekend getaway to recharge your batteries, or an overseas trip to broaden your horizons and inspire the senses. And there’s nothing like the American Express Explorer^TM Credit Card to make the experience extra special.

• Receive a $400 Travel Credit⁴ each year towards any flights, hotels, experiences or car hire booked online with American Express Travel at americanexpress.com.au/travel. You can use this credit to book travel for anyone you choose
• Enjoy up to two entries per year to the American Express Lounge at Sydney International (Kingsford Smith) Airport T1⁵
• Smartphone Screen Insurance up to $500 for screen repairs if you accidentally break your Smartphone screen. A 10% excess per claim with a maximum of 2 claims every 12 months. A waiting period may apply⁸

 

Travel with peace of mind knowing that you'll also enjoy extensive protection for you and your partner and dependent children when you pay for travel on your American Express Explorer^TM Credit Card.

• Medical Emergency Expenses Cover⁸ up to $2,500,000 towards medical treatment
• Travel Cancellation Cover⁸ up to $30,000 in the event your travel is cancelled for specific reasons
• Baggage, Money and Documentation Cover⁸ up to $10,000 to cover loss or damage to baggage, money or documents
• Travel Inconvenience Insurance⁸ up to $500 if your flight departure is delayed for four hours or more

Please note that terms and conditions apply to all insurance benefits.

When you pay for purchases using your American Express Explorer^TM Credit Card you can enjoy cover with the following protection.

• Buyer's Advantage⁸ extends your manufacturer's warranty by up to 12 months on eligible items purchased with your American Express Explorer^TM Credit Card
• Stay protected with Purchase Protection providing cover should your new items be stolen or damaged. Refund Protection is also available should a store refuse to accept the return of a recent, unused purchase⁸
• Online Fraud Protection Guarantee means you won't be held responsible for any unauthorised charges made without your knowledge¹²

Before you apply for your American Express Explorer^TM Credit Card, make sure you can say yes to the following:

• I am aged over 18
• I am an Australian citizen or permanent resident or hold a current Business Long Stay Visa (subclass 457)
• I have a personal or household gross (pre-tax) annual income of $65,000 or more
• I agree to access my statements online through American Express
• I have no history of bad debt or payment default

If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds - so apply now

Read the Key Facts Sheet for this Credit Card.