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Key Facts Sheet about this Credit Card
 Correct as at 18 December 2014This information sheet is an Australian Government requirement under the 
National Consumer Credit Protection Act 2009.
 There may be circumstances in which you have to pay other fees. A full list 
of current fees applicable to this Credit Card
 can be obtained from americanexpress.com.au/fees For more information on 
choosing and using credit cards visit the ASIC consumer website at 
moneysmart.gov.au
 The terms on which this Credit Card is offered can change over time. You can 
check if any changes have been made by visiting americanexpress.com.au/kfscontact
 AMXACQ2352/LR
 Description of Credit Card
 Product name                                   
The Low Rate Credit Card from American Express®
 Minimum credit limit                          
$1,000
 Minimum repayments                        
2.5% or $30
 Interest on purchases                        
11.99%
 Interest-free period                           
Up to 55 days
 Interest on cash advances                 
Not offered
 Annual fee                                        
$0
 Late payment fee                             
$30
 
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