vti_encoding:SR|utf8-nl vti_author:SR|Lenovo\\scribepj vti_modifiedby:SR|Lenovo\\scribepj vti_timelastmodified:TR|07 Feb 2019 03:12:59 -0000 vti_timecreated:TR|05 Apr 2018 04:59:51 -0000 vti_title:SR|9th Question vti_extenderversion:SR|6.0.2.8161 vti_backlinkinfo:VX|CreditCards/RoyalCom/SubmissionLetter_&_QuestionsTable.htm CreditCards/RoyalCom/Questions/Questions_Table.htm CreditCards/RoyalCom/Questions/11th_Q.htm CreditCards/RoyalCom/Questions/10th_Q.htm CreditCards/Comms/Letter_to_Ian_Verrender_5-Feb-20.htm vti_nexttolasttimemodified:TW|05 Feb 2019 08:19:56 -0000 vti_shadowfiles:VX| vti_thicketdir:SW|CreditCards/RoyalCom/Questions/9th_Q_files vti_cacheddtm:TX|07 Feb 2019 03:12:59 -0000 vti_filesize:IR|42289 vti_cachedtitle:SR|9th Question vti_cachedbodystyle:SR| vti_cachedlinkinfo:VX|H|9th_Q_files/filelist.xml H|Questions_Table.htm H|../SubmissionToRoyalCommission_18-Apr-18.htm H|../../DefinedTerms/Defined_Terms_&_Documents.htm H|http://www.smh.com.au/business/banking-and-finance/apra-says-everything-is-fine-in-housing-market-but-look-at-credit-cards-20150603-ghfw5v.html H|../../APRA/APRA.htm H|../../RBA/council_of_financial_regulators.htm H|../../rba/rdp9206.pdf H|../../DefinedTerms/Section_50_of_Banking_Act_1959.htm H|../../DefinedTerms/Cash_Rate.htm H|https://www.latitudefinancial.com.au/credit-cards/ H|../../DefinedTerms/HighestInterestRateCreditCards.htm H|../../Parliament/WrittenQuestions/Chapter_5.htm H|../../DefinedTerms/Purchase.htm H|../../DefinedTerms/Cash_Advance.htm H|../../DefinedTerms/Financially_Uneducated_And_Vulnerable.htm H|../../DefinedTerms/Lack_Financial_Acumen.htm H|../../DefinedTerms/Financial_Literacy.htm H|../../Actions/Persistent_Revolvers.htm H|../../ProductivityCommission/financial-system-draft-report.docx H|http://www.pc.gov.au/inquiries/current/financial-system/draft H|../../RBA/council_of_financial_regulators.htm H|../../RBA/council_of_financial_regulators.htm H|../../RBA/council_of_financial_regulators.htm H|../../RBA/council_of_financial_regulators.htm H|../../RBA/council_of_financial_regulators.htm H|../../DefinedTerms/HighestInterestRateCreditCards.htm H|../../DefinedTerms/ThreeFinancialRegulators.htm H|../../DefinedTerms/To_Act_In_The_Public_Interest.htm H|../../RBA/council_of_financial_regulators.htm H|../../DefinedTerms/To_Act_In_The_Public_Interest.htm H|../../RBA/council_of_financial_regulators.htm H|../../DefinedTerms/ThreeFinancialRegulators.htm H|../../DefinedTerms/ThreeFinancialRegulators.htm H|../../Writer/Writer.htm H|../../RBA/Comms/emails\\ with\\ RBA_Mar_18_re_Minutes.htm H|../../RBA/financial-stability-review-2017-10.pdf H|../../RBA/financial-stability-review-2017-10.pdf H|../../RBA/Domestic_Regulatory_Developments_2018.htm H|../../RBA/FinancialStabilityReview-OCTOBER\\ 2015.htm H|../../RBA/FinancialStabilityReview-OCTOBER\\ 2015.htm H|../../RBA/council_of_financial_regulators.htm H|../../RBA/council_of_financial_regulators.htm H|../../RBA/FinancialStabilityReview-OCTOBER\\ 2015.htm H|../../RBA/FinancialStabilityReview-OCTOBER\\ 2015.htm X|9th_Q_files/image001.jpg S|9th_Q_files/image002.jpg H|../../RBA/FinancialStabilityReview-OCTOBER\\ 2015.htm H|../../RBA/FinancialStabilityReview-OCTOBER\\ 2015.htm H|../../RBA/FinancialStabilityReview-OCTOBER\\ 2015.htm H|../../RBA/reserve_bank_of_australia_bulletin_July1998.htm H|../../RBA/C2016C00591.pdf H|../../RBA/C2016C00591.pdf vti_cachedsvcrellinks:VX|FHUS|CreditCards/RoyalCom/Questions/9th_Q_files/filelist.xml FHUS|CreditCards/RoyalCom/Questions/Questions_Table.htm FHUS|CreditCards/RoyalCom/SubmissionToRoyalCommission_18-Apr-18.htm FHUS|CreditCards/DefinedTerms/Defined_Terms_&_Documents.htm NHHS|http://www.smh.com.au/business/banking-and-finance/apra-says-everything-is-fine-in-housing-market-but-look-at-credit-cards-20150603-ghfw5v.html FHUS|CreditCards/APRA/APRA.htm FHUS|CreditCards/RBA/council_of_financial_regulators.htm FHUS|CreditCards/rba/rdp9206.pdf FHUS|CreditCards/DefinedTerms/Section_50_of_Banking_Act_1959.htm FHUS|CreditCards/DefinedTerms/Cash_Rate.htm NHSS|https://www.latitudefinancial.com.au/credit-cards/ FHUS|CreditCards/DefinedTerms/HighestInterestRateCreditCards.htm FHUS|CreditCards/Parliament/WrittenQuestions/Chapter_5.htm FHUS|CreditCards/DefinedTerms/Purchase.htm FHUS|CreditCards/DefinedTerms/Cash_Advance.htm FHUS|CreditCards/DefinedTerms/Financially_Uneducated_And_Vulnerable.htm FHUS|CreditCards/DefinedTerms/Lack_Financial_Acumen.htm FHUS|CreditCards/DefinedTerms/Financial_Literacy.htm FHUS|CreditCards/Actions/Persistent_Revolvers.htm FHUS|CreditCards/ProductivityCommission/financial-system-draft-report.docx NHHS|http://www.pc.gov.au/inquiries/current/financial-system/draft FHUS|CreditCards/RBA/council_of_financial_regulators.htm FHUS|CreditCards/RBA/council_of_financial_regulators.htm FHUS|CreditCards/RBA/council_of_financial_regulators.htm FHUS|CreditCards/RBA/council_of_financial_regulators.htm FHUS|CreditCards/RBA/council_of_financial_regulators.htm FHUS|CreditCards/DefinedTerms/HighestInterestRateCreditCards.htm NHUS|CreditCards/DefinedTerms/ThreeFinancialRegulators.htm FHUS|CreditCards/DefinedTerms/To_Act_In_The_Public_Interest.htm FHUS|CreditCards/RBA/council_of_financial_regulators.htm FHUS|CreditCards/DefinedTerms/To_Act_In_The_Public_Interest.htm FHUS|CreditCards/RBA/council_of_financial_regulators.htm NHUS|CreditCards/DefinedTerms/ThreeFinancialRegulators.htm NHUS|CreditCards/DefinedTerms/ThreeFinancialRegulators.htm FHUS|CreditCards/Writer/Writer.htm FHUS|CreditCards/RBA/Comms/emails\\ with\\ RBA_Mar_18_re_Minutes.htm FHUS|CreditCards/RBA/financial-stability-review-2017-10.pdf FHUS|CreditCards/RBA/financial-stability-review-2017-10.pdf FHUS|CreditCards/RBA/Domestic_Regulatory_Developments_2018.htm FHUS|CreditCards/RBA/FinancialStabilityReview-OCTOBER\\ 2015.htm FHUS|CreditCards/RBA/FinancialStabilityReview-OCTOBER\\ 2015.htm FHUS|CreditCards/RBA/council_of_financial_regulators.htm FHUS|CreditCards/RBA/council_of_financial_regulators.htm FHUS|CreditCards/RBA/FinancialStabilityReview-OCTOBER\\ 2015.htm FHUS|CreditCards/RBA/FinancialStabilityReview-OCTOBER\\ 2015.htm FXUS|CreditCards/RoyalCom/Questions/9th_Q_files/image001.jpg FSUS|CreditCards/RoyalCom/Questions/9th_Q_files/image002.jpg FHUS|CreditCards/RBA/FinancialStabilityReview-OCTOBER\\ 2015.htm FHUS|CreditCards/RBA/FinancialStabilityReview-OCTOBER\\ 2015.htm FHUS|CreditCards/RBA/FinancialStabilityReview-OCTOBER\\ 2015.htm FHUS|CreditCards/RBA/reserve_bank_of_australia_bulletin_July1998.htm FHUS|CreditCards/RBA/C2016C00591.pdf FHUS|CreditCards/RBA/C2016C00591.pdf vti_cachedneedsrewrite:BR|true vti_cachedhasbots:BR|true vti_cachedhastheme:BR|false vti_cachedhasborder:BR|true vti_botnavbits:SW|C vti_botnavbarthemes:VR| vti_botnavbarfeatures:VR| vti_borderaggregate:SR|default vti_metatags:VR|HTTP-EQUIV=Content-Language en-us HTTP-EQUIV=Content-Type text/html;\\ charset=windows-1252 vti_charset:SR|windows-1252 vti_language:SR|en-us