vti_encoding:SR|utf8-nl vti_author:SR|Lenovo\\scribepj vti_modifiedby:SR|MSI\\scrib vti_timelastmodified:TR|27 Oct 2020 09:57:22 -0000 vti_timecreated:TR|05 Apr 2018 05:07:01 -0000 vti_title:SR|22nd Question vti_extenderversion:SR|6.0.2.5516 vti_backlinkinfo:VX|CreditCards/RoyalCom/SubmissionLetter_&_QuestionsTable.htm CreditCards/RoyalCom/Questions/Questions_Table.htm vti_nexttolasttimemodified:TW|07 Feb 2019 03:31:01 -0000 vti_shadowfiles:VX| vti_cacheddtm:TX|27 Oct 2020 09:57:22 -0000 vti_filesize:IR|38486 vti_cachedtitle:SR|22nd Question vti_cachedbodystyle:SR| vti_cachedlinkinfo:VX|H|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/Content.Outlook/AG5K09RP/Questions_Table.htm H|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/Content.Outlook/SubmissionToRoyalCommission_18-Apr-18.htm H|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/DefinedTerms/Defined_Terms_&_Documents.htm H|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/DefinedTerms/ThreeFinancialRegulators.htm H|../../DefinedTerms/Credit_Card_Issuer.htm H|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/DefinedTerms/Credit_Card_Products.htm H|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/DefinedTerms/Credit_Cardholders.htm H|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/DefinedTerms/Financial_Literacy.htm H|../../Parliament/WrittenQuestions/Chapter_1.htm H|http://www.finder.com.au/creditcards H|http://www.creditcardcompare.com.au/ H|http://www.creditcard.com.au H|http://www.canstar.com.au/credit-cards H|http://www.mozo.com.au/credit-cards H|http://www.infochoice.com.au/credit-cards H|http://www.ratecity.com.au/credit-cards H|http://www.iselect.com.au/credit-card H|http://www.infochoice.com.au/banking/credit-card H|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/Writer/Writer.htm H|mailto:RBAInfo@rba.gov.au H|../../RBA/emailToRBATues,25Oct11_7,35PM.htm H|../../RBA/emailToRBATues,25Oct11_7,35PM.htm H|../../RBA/Comms/RBA\\ response\\ email.htm H|../../RBA/Comms/RBA\\ response\\ email.htm H|../../RBA/201106-strategic-review-innovation-results.pdf H|../../RBA/201106-strategic-review-innovation-results.pdf H|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/Writer/Writer.htm H|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/RBA/Comms/Response_to_RBA_8_Dec_11b.htm H|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/RBA/Comms/Response_to_RBA_8_Dec_11b.htm H|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/RBA/Comms/Response_to_RBA_8_Dec_11b.htm H|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/RBA/Comms/Response_to_RBA_8_Dec_11b.htm H|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/DefinedTerms/Retail_Supply_Side.htm H|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/DefinedTerms/User_Pays_Principle.htm H|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/Writer/Writer.htm H|../../RBA/Comms/Response_to_RBA_8_Dec_11b.htm H|../../RBA/Comms/Response_to_RBA_8_Dec_11b.htm H|../../RBA/Comms/Response_to_RBA_8_Dec_11b.htm H|../../CreditCards.com/Attachment_H-All_smoke_and_mirrors.htm H|../../CreditCards.com/Attachment_H-All_smoke_and_mirrors.htm H|http://www.CreditCards.com H|http://www.australia.creditcards.com H|../../CreditCards.com/OurBankIssuerPartners.gif S|../../CreditCards.com/apply-here.gif H|http://australia.creditcards.com/credit-cards/breeze-mastercard-93.php H|../../CreditCards.com/Attachment_H-All_smoke_and_mirrors.htm H|http://www.australia.creditcards.com/ H|http://www.australia.creditcards.com/ H|../../CreditCards.com/OurBankIssuerPartners.gif H|http://www.australia.creditcards.com/ H|http://www.australia.creditcards.com/ H|http://www.australia.creditcards.com/ H|http://www.australia.creditcards.com/ H|http://www.creditcard.com.au H|../../DefinedTerms/Line_Of_Credit.htm H|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/DefinedTerms/Financial_Literacy.htm H|../../DefinedTerms/Credit_Card_Issuer.htm H|../../DefinedTerms/Credit_Card_Issuer.htm H|../../DefinedTerms/Credit_Card_Products.htm H|../../DefinedTerms/Credit_Card_Products.htm vti_cachedsvcrellinks:VX|NHUS|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/Content.Outlook/AG5K09RP/Questions_Table.htm NHUS|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/Content.Outlook/SubmissionToRoyalCommission_18-Apr-18.htm NHUS|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/DefinedTerms/Defined_Terms_&_Documents.htm NHUS|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/DefinedTerms/ThreeFinancialRegulators.htm FHUS|CreditCards/DefinedTerms/Credit_Card_Issuer.htm NHUS|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/DefinedTerms/Credit_Card_Products.htm NHUS|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/DefinedTerms/Credit_Cardholders.htm NHUS|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/DefinedTerms/Financial_Literacy.htm FHUS|CreditCards/Parliament/WrittenQuestions/Chapter_1.htm NHHS|http://www.finder.com.au/creditcards NHHS|http://www.creditcardcompare.com.au/ NHHS|http://www.creditcard.com.au NHHS|http://www.canstar.com.au/credit-cards NHHS|http://www.mozo.com.au/credit-cards NHHS|http://www.infochoice.com.au/credit-cards NHHS|http://www.ratecity.com.au/credit-cards NHHS|http://www.iselect.com.au/credit-card NHHS|http://www.infochoice.com.au/banking/credit-card NHUS|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/Writer/Writer.htm NHUS|mailto:RBAInfo@rba.gov.au FHUS|CreditCards/RBA/emailToRBATues,25Oct11_7,35PM.htm FHUS|CreditCards/RBA/emailToRBATues,25Oct11_7,35PM.htm FHUS|CreditCards/RBA/Comms/RBA\\ response\\ email.htm FHUS|CreditCards/RBA/Comms/RBA\\ response\\ email.htm FHUS|CreditCards/RBA/201106-strategic-review-innovation-results.pdf FHUS|CreditCards/RBA/201106-strategic-review-innovation-results.pdf NHUS|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/Writer/Writer.htm NHUS|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/RBA/Comms/Response_to_RBA_8_Dec_11b.htm NHUS|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/RBA/Comms/Response_to_RBA_8_Dec_11b.htm NHUS|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/RBA/Comms/Response_to_RBA_8_Dec_11b.htm NHUS|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/RBA/Comms/Response_to_RBA_8_Dec_11b.htm NHUS|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/DefinedTerms/Retail_Supply_Side.htm NHUS|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/DefinedTerms/User_Pays_Principle.htm NHUS|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/Writer/Writer.htm FHUS|CreditCards/RBA/Comms/Response_to_RBA_8_Dec_11b.htm FHUS|CreditCards/RBA/Comms/Response_to_RBA_8_Dec_11b.htm FHUS|CreditCards/RBA/Comms/Response_to_RBA_8_Dec_11b.htm FHUS|CreditCards/CreditCards.com/Attachment_H-All_smoke_and_mirrors.htm FHUS|CreditCards/CreditCards.com/Attachment_H-All_smoke_and_mirrors.htm NHHS|http://www.CreditCards.com NHHS|http://www.australia.creditcards.com FHUS|CreditCards/CreditCards.com/OurBankIssuerPartners.gif FSUS|CreditCards/CreditCards.com/apply-here.gif NHHS|http://australia.creditcards.com/credit-cards/breeze-mastercard-93.php FHUS|CreditCards/CreditCards.com/Attachment_H-All_smoke_and_mirrors.htm NHHS|http://www.australia.creditcards.com/ NHHS|http://www.australia.creditcards.com/ FHUS|CreditCards/CreditCards.com/OurBankIssuerPartners.gif NHHS|http://www.australia.creditcards.com/ NHHS|http://www.australia.creditcards.com/ NHHS|http://www.australia.creditcards.com/ NHHS|http://www.australia.creditcards.com/ NHHS|http://www.creditcard.com.au FHUS|CreditCards/DefinedTerms/Line_Of_Credit.htm NHUS|file:///C:/Users/scribepj/AppData/Local/Microsoft/Windows/INetCache/DefinedTerms/Financial_Literacy.htm FHUS|CreditCards/DefinedTerms/Credit_Card_Issuer.htm FHUS|CreditCards/DefinedTerms/Credit_Card_Issuer.htm FHUS|CreditCards/DefinedTerms/Credit_Card_Products.htm FHUS|CreditCards/DefinedTerms/Credit_Card_Products.htm vti_cachedneedsrewrite:BR|true vti_cachedhasbots:BR|true vti_cachedhastheme:BR|false vti_cachedhasborder:BR|true vti_botnavbits:SW|C vti_botnavbarthemes:VR| vti_botnavbarfeatures:VR| vti_borderaggregate:SR|default vti_metatags:VR|HTTP-EQUIV=Content-Language en-us HTTP-EQUIV=Content-Type text/html;\\ charset=windows-1252 vti_charset:SR|windows-1252 vti_language:SR|en-us