vti_encoding:SR|utf8-nl vti_author:SR|Lenovo\\scribepj vti_modifiedby:SR|MSI\\scrib vti_timelastmodified:TR|20 Aug 2022 00:25:32 -0000 vti_timecreated:TR|05 Apr 2018 04:51:10 -0000 vti_title:SR|1st Question vti_extenderversion:SR|6.0.2.5516 vti_backlinkinfo:VX|CreditCards/RoyalCom/SubmissionLetter_&_QuestionsTable.htm CreditCards/RoyalCom/SubmissionToRoyalCommission_18-Apr-18.htm CreditCards/RoyalCom/Questions/Questions_Table.htm CreditCards/Comms/Letter_to_Michael_West_10-July-20.htm CreditCards/DefinedTerms/Supporting_Documented_Evidence.htm CreditCards/Crikey/Letter_to_Bernard_Keane,\\ Crikey_14-Nov-18a.htm CreditCards/Choice/Discussion_Paper_10-Feb-19.htm CreditCards/Comms/Letter_to_Paul_Keating_28-Oct-20.htm CreditCards/Comms/Letter_to_Jim_Chalmers_7-Sept-22.htm CreditCards/Comms/Section_2.htm CreditCards/Crikey/Letter_to_Bernard_Keane_Crikey_13-Nov-18.htm CreditCards/BankReformNow/Discussion_Paper_16-Mar-19.htm CreditCards/Comms/Annexure_B.htm CreditCards/Comms/Letter_to_Ian_Verrender_5-Feb-20.htm CreditCards/Comms/Letter_to_Adele_Ferguson_5-Oct-19.htm vti_nexttolasttimemodified:TW|20 Aug 2022 00:24:51 -0000 vti_shadowfiles:VX| vti_cacheddtm:TX|18 Sep 2024 22:25:23 -0000 vti_filesize:IR|93229 vti_cachedtitle:SR|1st Question vti_cachedbodystyle:SR| vti_cachedlinkinfo:VX|H|Questions_Table.htm H|../SubmissionToRoyalCommission_18-Apr-18.htm H|../../DefinedTerms/Defined_Terms_&_Documents.htm H|../../DefinedTerms/Extensive_Powers_of_the_RBA.htm H|../../RBA/Attachment_'D'-Payments_System_Board.htm H|../../RBA/council_of_financial_regulators.htm H|../../DefinedTerms/Credit_Cardholders.htm H|../../Actions/Transactors_and_Revolvers.htm H|../../DefinedTerms/Financial_Literacy.htm H|../../DefinedTerms/Usury_Unsecured_Interest_Rates.htm H|../../DefinedTerms/PredatorySaleOfAFinancialProduct.htm H|../../DefinedTerms/UnconscionableCreditCardInterestCharging.htm 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H|../../DefinedTerms/~$Revolvers-ave-debt.xlsx H|../../Actions/CreditCardStatistics_4-May-17.xls H|../../Actions/CreditCardStatistics_4-May-17.xls H|../../DefinedTerms/Unconscionable_Conduct.htm H|../../DefinedTerms/Interest_And_Penalty_Fees_Revenue.htm H|../../DefinedTerms/Credit_Card_Issuer.htm H|../../Actions/Transactors_and_Revolvers.htm H|../../DefinedTerms/Extensive_Powers_of_the_RBA.htm H|../../DefinedTerms/Extensive_Powers_of_the_RBA.htm H|../../RBA/Part\\ 5—Miscellaneous.htm H|../../RBA/Attachment_'D'-Payments_System_Board.htm H|http://www.rba.gov.au/payments-system/reforms/debit-card-systems/rev-inter-stand-eftpos/rev-inter-stand-eftpos-112009.pdf H|../../RBA/PaymentClearing&SettlementSystemsInAustralia.htm H|../../DefinedTerms/Extensive_Powers_of_the_RBA.htm H|../../DefinedTerms/Extensive_Powers_of_the_RBA.htm H|https://www.bankofengland.co.uk/ H|../../Federal_Reserve/About_Federal_Reserve_System.htm H|../../DefinedTerms/Parliamentary_Bestowed_Mandate.htm 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H|../../DefinedTerms/Interest_Free_Period.htm H|../../DefinedTerms/Concessional_Interest_\\ Rate_Period.htm H|../../DefinedTerms/Purchase_Usage_Fee.htm H|../../DefinedTerms/Purchase.htm H|../../DefinedTerms/Credit_Cards.htm H|../../DefinedTerms/Credit_Card_Issuer.htm H|../../ASIC/ProductivityCommissionEnquiry_6-Mar-18.htm H|../../ASIC/ProductivityCommissionEnquiry_6-Mar-18.htm H|../../Govt/MATTERS_RELATING_TO_CREDIT_CARD_INTEREST_RATES.htm H|../../Govt/TreasurySubmissionToSenateInquiryOnCreditCardInterestRates.pdf vti_cachedsvcrellinks:VX|FHUS|CreditCards/RoyalCom/Questions/Questions_Table.htm FHUS|CreditCards/RoyalCom/SubmissionToRoyalCommission_18-Apr-18.htm FHUS|CreditCards/DefinedTerms/Defined_Terms_&_Documents.htm FHUS|CreditCards/DefinedTerms/Extensive_Powers_of_the_RBA.htm FHUS|CreditCards/RBA/Attachment_'D'-Payments_System_Board.htm FHUS|CreditCards/RBA/council_of_financial_regulators.htm FHUS|CreditCards/DefinedTerms/Credit_Cardholders.htm FHUS|CreditCards/Actions/Transactors_and_Revolvers.htm FHUS|CreditCards/DefinedTerms/Financial_Literacy.htm FHUS|CreditCards/DefinedTerms/Usury_Unsecured_Interest_Rates.htm FHUS|CreditCards/DefinedTerms/PredatorySaleOfAFinancialProduct.htm FHUS|CreditCards/DefinedTerms/UnconscionableCreditCardInterestCharging.htm NHHS|http://www.accc.gov.au/business/anti-competitive-behaviour/unconscionable-conduct FHUS|CreditCards/RoyalCom/TERMS_OF_REFERENCE.htm FHUS|CreditCards/DefinedTerms/Credit_Card_Issuer.htm FHUS|CreditCards/DefinedTerms/Four_Pillars.htm FHUS|CreditCards/Citibank/snapshot_of_question_13.htm NHSS|https://www.latitudefinancial.com.au/credit-cards/ FHUS|CreditCards/Writer/Writer.htm FHUS|CreditCards/Parliament/WrittenQuestions/Chapter_5.htm FHUS|CreditCards/DefinedTerms/Three_RBA_Published_Papers.htm FHUS|CreditCards/RBA/Submission_20.htm FHUS|CreditCards/Actions/Transactors_and_Revolvers.htm FHUS|CreditCards/DefinedTerms/Credit_Cardholders.htm 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FHUS|CreditCards/DefinedTerms/Credit_Card_Issuer.htm FHUS|CreditCards/DefinedTerms/PredatorySaleOfAFinancialProduct.htm FHUS|CreditCards/DefinedTerms/UnconscionableCreditCardInterestCharging.htm FHUS|CreditCards/DefinedTerms/Credit_Cardholders.htm FHUS|CreditCards/DefinedTerms/Financial_Literacy.htm FHUS|CreditCards/DefinedTerms/Unconscionable_Conduct.htm FHUS|CreditCards/RBA/Submission_20.htm FHUS|CreditCards/DefinedTerms/Three_RBA_Published_Papers.htm FHUS|CreditCards/DefinedTerms/Three_RBA_Published_Papers.htm FHUS|CreditCards/Actions/Persistent_Revolvers.htm FHUS|CreditCards/Parliament/Graph_7.jpg FHUS|CreditCards/Actions/Persistent_Revolvers.htm FHUS|CreditCards/DefinedTerms/Financial_Literacy.htm FHUS|CreditCards/DefinedTerms/Financially_Uneducated_And_Vulnerable.htm FHUS|CreditCards/DefinedTerms/Usury_Unsecured_Interest_Rates.htm FHUS|CreditCards/Writer/Writer.htm FHUS|CreditCards/Actions/Persistent_Revolvers.htm NHUS|CreditCards/DefinedTerms/~$Revolvers-ave-debt.xlsx FHUS|CreditCards/Actions/CreditCardStatistics_4-May-17.xls FHUS|CreditCards/Actions/CreditCardStatistics_4-May-17.xls FHUS|CreditCards/DefinedTerms/Unconscionable_Conduct.htm FHUS|CreditCards/DefinedTerms/Interest_And_Penalty_Fees_Revenue.htm FHUS|CreditCards/DefinedTerms/Credit_Card_Issuer.htm FHUS|CreditCards/Actions/Transactors_and_Revolvers.htm FHUS|CreditCards/DefinedTerms/Extensive_Powers_of_the_RBA.htm FHUS|CreditCards/DefinedTerms/Extensive_Powers_of_the_RBA.htm FHUS|CreditCards/RBA/Part\\ 5—Miscellaneous.htm FHUS|CreditCards/RBA/Attachment_'D'-Payments_System_Board.htm NHHS|http://www.rba.gov.au/payments-system/reforms/debit-card-systems/rev-inter-stand-eftpos/rev-inter-stand-eftpos-112009.pdf FHUS|CreditCards/RBA/PaymentClearing&SettlementSystemsInAustralia.htm FHUS|CreditCards/DefinedTerms/Extensive_Powers_of_the_RBA.htm FHUS|CreditCards/DefinedTerms/Extensive_Powers_of_the_RBA.htm NHSS|https://www.bankofengland.co.uk/ FHUS|CreditCards/Federal_Reserve/About_Federal_Reserve_System.htm FHUS|CreditCards/DefinedTerms/Parliamentary_Bestowed_Mandate.htm NHHS|http://www.austlii.edu.au/au/legis/cth/consol_act/psa1998333/ NHHS|http://www.austlii.edu.au/au/legis/cth/consol_act/psana1998319/ NHHS|http://www.austlii.edu.au/au/legis/cth/consol_act/ca2001172/ FHUS|CreditCards/Parliament/WrittenQuestions/Chapter_9.htm FHUS|CreditCards/RBA/Attachment_'D'-Payments_System_Board.htm FHUS|CreditCards/RBA/Part\\ 5—Miscellaneous.htm FHUS|CreditCards/RBA/C2016C00591.pdf FHUS|CreditCards/RBA/rba__card_payments_regulation.htm FHUS|CreditCards/Actions/Transactors_and_Revolvers.htm FHUS|CreditCards/Actions/Persistent_Revolvers.htm FHUS|CreditCards/Parliament/WrittenQuestions/Chapter_17.htm FHUS|CreditCards/Parliament/WrittenQuestions/Chapter_17.htm FHUS|CreditCards/RBA/Unpleasant_truth_about.htm NHHS|http://fsi.gov.au/files/2014/01/Chpt1-12.pdf FHUS|CreditCards/RBA/Price_stickness_in_credit_card_interest_rates.htm 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