vti_encoding:SR|utf8-nl vti_author:SR|IMAC\\Phil vti_modifiedby:SR|Lenovo\\scribepj vti_timelastmodified:TR|20 Mar 2018 04:59:06 -0000 vti_timecreated:TR|09 Feb 2014 20:36:53 -0000 vti_title:SR|Submission to the Commonwealth C vti_extenderversion:SR|6.0.2.8161 vti_backlinkinfo:VX| vti_nexttolasttimemodified:TR|05 May 2015 08:47:56 -0000 vti_shadowfiles:VX| vti_cacheddtm:TX|20 Mar 2018 04:59:06 -0000 vti_filesize:IR|15048 vti_cachedtitle:SR|Submission to the Commonwealth C vti_cachedbodystyle:SR| vti_cachedlinkinfo:VX|H|submission-to-commonwealth-consumer-affairs-advisory-council.pdf H|mailto:bpragnell@apca.com.au H|http://www.apca.com.au vti_cachedsvcrellinks:VX|FHUS|CreditCards/RBA/Surcharging/submission-to-commonwealth-consumer-affairs-advisory-council.pdf NHUS|mailto:bpragnell@apca.com.au NHHS|http://www.apca.com.au vti_cachedneedsrewrite:BR|true vti_cachedhasbots:BR|true vti_cachedhastheme:BR|false vti_cachedhasborder:BR|true vti_botnavbits:SW|C vti_botnavbarthemes:VR| vti_botnavbarfeatures:VR| vti_borderaggregate:SR|default vti_metatags:VR|HTTP-EQUIV=Content-Language en-au HTTP-EQUIV=Content-Type text/html;\\ charset=windows-1252 vti_charset:SR|windows-1252 vti_language:SR|en-au