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NHHS|http://www.smh.com.au/opinion/society-and-culture/for-never-let-us-hold-their-banner-sigh-20111118-1nn4b.html NHHS|http://www.smh.com.au/opinion/society-and-culture/for-never-let-us-hold-their-banner-sigh-20111118-1nn4b.html NHHS|http://www.guardian.co.uk/world/2011/nov/30/occupy-movement-we-are-world NHHS|http://online.wsj.com/article/BT-CO-20111130-714897.html FHUS|CreditCards/CreditCards.com/most_australians_worried_about_debt.htm NHHS|http://www.veda.com.au/home/ FHUS|CreditCards/Veda/australian_debt_study.htm NHHS|http://www.consumeraction.org.au/ NHHS|http://www.consumeraction.org.au/consumer-issues/credit-and-debt.php NHHS|http://www.financialcounsellingaustralia.org.au/ FHUS|CreditCards/RBA/Lorrin\\ M.\\ Koran.htm NHHS|http://ajp.psychiatryonline.org/issue.aspx FHUS|CreditCards/RBA/is_compulsive_buying_a_real_disorder.htm FHUS|CreditCards/RBA/UnderCompulsiveBuyingTendanciesAmongYoungAusts.htm FHUS|CreditCards/RBA/Credit\\ Cards\\ available.xlsx FHUS|CreditCards/RBA/Attachment\\ F-ANZ\\ Visa\\ invitation.pdf FHUS|CreditCards/DefinedTerms/User_Pays_Principle.htm FHUS|CreditCards/DefinedTerms/Extensive_Powers_of_the_RBA.htm FHUS|CreditCards/DefinedTerms/Retail_Supply_Side.htm FHUS|CreditCards/RBA/Attach'E'-PR_NatConsumerCreditProtectAmendBill.htm FHUS|CreditCards/DefinedTerms/Credit_Cardholders.htm FHUS|CreditCards/DefinedTerms/User_Pays_Principle.htm FHUS|CreditCards/RBA/Attachment\\ 'B'.htm FHUS|CreditCards/DefinedTerms/Extensive_Powers_of_the_RBA.htm FHUS|CreditCards/DefinedTerms/Cash_Rate.htm FHUS|CreditCards/DefinedTerms/Credit_Card_Issuer.htm FHUS|CreditCards/DefinedTerms/Purchase.htm FHUS|CreditCards/DefinedTerms/Cash_Rate.htm FHUS|CreditCards/DefinedTerms/Credit_Card_Issuer.htm FHUS|CreditCards/DefinedTerms/Cash_Advance.htm FHUS|CreditCards/DefinedTerms/Credit_Card_Issuer.htm FHUS|CreditCards/DefinedTerms/Cash_Advance.htm FHUS|CreditCards/DefinedTerms/Cash_Advance.htm FHUS|CreditCards/DefinedTerms/Card_Limit.htm NHHS|http://en.wikipedia.org/wiki/Credit_card FHUS|CreditCards/DefinedTerms/Credit_Cardholders.htm FHUS|CreditCards/DefinedTerms/Credit_Card_Issuer.htm NHHS|http://www.nab.com.au/wps/wcm/connect/nab/nab/home/about_us/7/4/3/2/7 NHHS|http://www.baycorp.com.au/ FHUS|CreditCards/DefinedTerms/Credit_Card_Issuer.htm NHSS|https://www.salvationarmy.org.au/about-us/news-and-stories/media-newsroom/salvos-call-for-action-on-reforms-to-help-financially-vulnerable-australians/ FHUS|CreditCards/RBA/Attachment\\ 'C'__RBA-Our_Role.htm FHUS|CreditCards/RBA/Attachment_'D'-Payments_System_Board.htm NHHS|http://www.themonthly.com.au/ FHUS|CreditCards/Rudd_Essay/Rudd\\ essay.htm FHUS|CreditCards/Rudd_Essay/Rudd\\ essay.htm FHUS|CreditCards/Rudd_Essay/Rudd\\ essay.htm FHUS|CreditCards/Rudd_Essay/Rudd\\ essay.htm FHUS|CreditCards/RBA/http___www.alp.org.pdf FHUS|CreditCards/RBA/http___www.alp.org.pdf NHHS|http://www.treasurer.gov.au/DisplayDocs.aspx FHUS|CreditCards/RBA/http___www.alp.org.pdf FHUS|CreditCards/ProductivityCommission/SummaryPC'sStaffWorkingPaperAug2010.htm FHUS|CreditCards/DefinedTerms/User_Pays_Principle.htm FHUS|CreditCards/DefinedTerms/User_Pays_Principle.htm FHUS|CreditCards/DefinedTerms/Wholesale_Supply_Side.htm FHUS|CreditCards/DefinedTerms/Retail_Supply_Side.htm FHUS|CreditCards/ProductivityCommission/SummaryPC'sStaffWorkingPaperAug2010.htm FHUS|CreditCards/RBA/Attachment\\ F-ANZ\\ Visa\\ invitation.pdf FHUS|CreditCards/DefinedTerms/Retail_Supply_Side.htm NHHS|http://www.smartcompany.com.au/legal/20111206-further-legal-action-against-banks-expected-as-judge-rules-takes-aim-at-late-payment-fees.html FHUS|CreditCards/ProductivityCommission/SummaryPC'sStaffWorkingPaperAug2010.htm FHUS|CreditCards/RBA/02-key-points.pdf FHUS|CreditCards/ProductivityCommission/literacy-numeracy-labour-outcomes.pdf FHUS|CreditCards/RBA/02-key-points.pdf FHUS|CreditCards/DefinedTerms/Wholesale_Supply_Side.htm FHUS|CreditCards/DefinedTerms/Cash_Rate.htm FHUS|CreditCards/DefinedTerms/Retail_Supply_Side.htm NHHS|http://www.austlii.edu.au/au/legis/cth/consol_act/rba1959130/s11.html NHHS|http://www.comlaw.gov.au/Details/C2011C00810/Html/Text FHUS|CreditCards/ProductivityCommission/SummaryPC'sStaffWorkingPaperAug2010.htm FHUS|CreditCards/DefinedTerms/User_Pays_Principle.htm FHUS|CreditCards/DefinedTerms/Retail_Supply_Side.htm NHHS|http://www.youtube.com/watch FHUS|CreditCards/RBA/hedge_funds.htm FHUS|CreditCards/RBA/hedge_funds.htm FHUS|CreditCards/RBA/hedge_funds.htm FHUS|CreditCards/RBA/hedge_funds.htm FHUS|CreditCards/RBA/global_risks_2011_sixth_edition_E_S.htm FHUS|CreditCards/SMH/middle_class_hit_by_debt.htm FHUS|CreditCards/DefinedTerms/User_Pays_Principle.htm FHUS|CreditCards/RBA/Note\\ from\\ Jim\\ O'Ryan\\ in\\ 1987.pdf FHUS|CreditCards/DefinedTerms/User_Pays_Principle.htm FHUS|CreditCards/DefinedTerms/Retail_Supply_Side.htm FHUS|CreditCards/CreditCards.com/Attachment_H-All_smoke_and_mirrors.htm 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