vti_encoding:SR|utf8-nl vti_author:SR|Lenovo\\scribepj vti_modifiedby:SR|Lenovo\\scribepj vti_timelastmodified:TR|01 Feb 2019 02:47:36 -0000 vti_timecreated:TR|04 Aug 2017 21:52:57 -0000 vti_shadowfiles:VX| vti_title:SR|Chapter 12 vti_extenderversion:SR|6.0.2.8161 vti_backlinkinfo:VX|CreditCards/Nick_Xenophon/SubmissionLetterToNickXenophon_17-Aug-17.htm vti_nexttolasttimemodified:TR|21 Nov 2018 05:06:12 -0000 vti_cacheddtm:TX|06 Feb 2019 22:54:33 -0000 vti_filesize:IR|26708 vti_cachedtitle:SR|Chapter 12 vti_cachedbodystyle:SR| vti_cachedlinkinfo:VX|H|../MB/IntroLetterToMauriceBlackburn_8-May-17.htm H|../MB/Submission_Letter_to_Maurice_Blackburn_8-May-17.htm H|../MB/SecondLetterToMauriceBlackburn_25-Jun-17.htm H|../MB/Maurice_Blackburn_response_letter_14_July_17.pdf H|../DefinedTerms/Defined_Terms_&_Documents.htm H|../Parliament/WrittenQuestions/Chapter_12.htm H|../DefinedTerms/Four_Pillars.htm H|../DefinedTerms/ThreeFinancialRegulators.htm H|../DefinedTerms/ThreeFinancialRegulators.htm H|../DefinedTerms/Four_Pillars.htm H|../DefinedTerms/Usury_Unsecured_Interest_Rates.htm H|../DefinedTerms/Credit_Card_Products.htm H|https://www.theguardian.com/business/grogonomics/2014/jan/30/too-big-to-fail-banks-stranglehold-australian-loans H|https://www.theguardian.com/business/grogonomics/2014/jan/30/too-big-to-fail-banks-stranglehold-australian-loans H|https://www.theguardian.com/business/grogonomics/2014/jan/30/too-big-to-fail-banks-stranglehold-australian-loans H|../Rabobank/sub\\ 47.pdf H|../RBA/sub\\ 33.pdf H|../Govt/MATTERS_RELATING_TO_CREDIT_CARD_INTEREST_RATES.htm H|../Govt/TreasurySubmissionToSenateInquiryOnCreditCardInterestRates.pdf H|../Govt/MATTERS_RELATING_TO_CREDIT_CARD_INTEREST_RATES.htm H|../Govt/MATTERS_RELATING_TO_CREDIT_CARD_INTEREST_RATES.htm H|http://fintech.treasury.gov.au/the-strength-of-australias-financial-sector/ H|../Actions/Most_profitable_banks_world.jpg H|../Govt/MATTERS_RELATING_CREDIT_CARD_INTEREST_RATES_Submiss_No,1.htm H|https://www.choice.com.au/money/banking/savings-options/articles/top-high-interest-savings-accounts H|https://www.westpac.com.au/personal-banking/bank-accounts/savings-accounts/esaver/ K|http://campaigns.anz.com/bank-accounts/online-saver/ H|https://www.commbank.com.au/personal/accounts/savings-accounts/netbank-saver.html H|https://www.nab.com.au/personal/banking/savings-accounts H|../Govt/schedule-1.pdf H|https://www.rabodirect.com.au/high-interest-savings-account/ H|https://www.citibank.com.au/aus/banking/savings_accounts/citibank_online_saver.htm H|https://www.ingdirect.com.au/savings/savings-maximiser.html H|../Govt/TreasurySubmissionToSenateInquiryOnCreditCardInterestRates.pdf H|../Govt/MATTERS_RELATING_TO_CREDIT_CARD_INTEREST_RATES.htm vti_cachedsvcrellinks:VX|FHUS|CreditCards/MB/IntroLetterToMauriceBlackburn_8-May-17.htm FHUS|CreditCards/MB/Submission_Letter_to_Maurice_Blackburn_8-May-17.htm FHUS|CreditCards/MB/SecondLetterToMauriceBlackburn_25-Jun-17.htm FHUS|CreditCards/MB/Maurice_Blackburn_response_letter_14_July_17.pdf FHUS|CreditCards/DefinedTerms/Defined_Terms_&_Documents.htm FHUS|CreditCards/Parliament/WrittenQuestions/Chapter_12.htm FHUS|CreditCards/DefinedTerms/Four_Pillars.htm NHUS|CreditCards/DefinedTerms/ThreeFinancialRegulators.htm NHUS|CreditCards/DefinedTerms/ThreeFinancialRegulators.htm FHUS|CreditCards/DefinedTerms/Four_Pillars.htm FHUS|CreditCards/DefinedTerms/Usury_Unsecured_Interest_Rates.htm FHUS|CreditCards/DefinedTerms/Credit_Card_Products.htm NHSS|https://www.theguardian.com/business/grogonomics/2014/jan/30/too-big-to-fail-banks-stranglehold-australian-loans NHSS|https://www.theguardian.com/business/grogonomics/2014/jan/30/too-big-to-fail-banks-stranglehold-australian-loans NHSS|https://www.theguardian.com/business/grogonomics/2014/jan/30/too-big-to-fail-banks-stranglehold-australian-loans FHUS|CreditCards/Rabobank/sub\\ 47.pdf FHUS|CreditCards/RBA/sub\\ 33.pdf FHUS|CreditCards/Govt/MATTERS_RELATING_TO_CREDIT_CARD_INTEREST_RATES.htm FHUS|CreditCards/Govt/TreasurySubmissionToSenateInquiryOnCreditCardInterestRates.pdf FHUS|CreditCards/Govt/MATTERS_RELATING_TO_CREDIT_CARD_INTEREST_RATES.htm FHUS|CreditCards/Govt/MATTERS_RELATING_TO_CREDIT_CARD_INTEREST_RATES.htm NHHS|http://fintech.treasury.gov.au/the-strength-of-australias-financial-sector/ FHUS|CreditCards/Actions/Most_profitable_banks_world.jpg FHUS|CreditCards/Govt/MATTERS_RELATING_CREDIT_CARD_INTEREST_RATES_Submiss_No,1.htm NHSS|https://www.choice.com.au/money/banking/savings-options/articles/top-high-interest-savings-accounts NHSS|https://www.westpac.com.au/personal-banking/bank-accounts/savings-accounts/esaver/ NHHS|http://campaigns.anz.com/bank-accounts/online-saver/ NHSS|https://www.commbank.com.au/personal/accounts/savings-accounts/netbank-saver.html NHSS|https://www.nab.com.au/personal/banking/savings-accounts FHUS|CreditCards/Govt/schedule-1.pdf NHSS|https://www.rabodirect.com.au/high-interest-savings-account/ NHSS|https://www.citibank.com.au/aus/banking/savings_accounts/citibank_online_saver.htm NHSS|https://www.ingdirect.com.au/savings/savings-maximiser.html FHUS|CreditCards/Govt/TreasurySubmissionToSenateInquiryOnCreditCardInterestRates.pdf FHUS|CreditCards/Govt/MATTERS_RELATING_TO_CREDIT_CARD_INTEREST_RATES.htm vti_cachedneedsrewrite:BR|true vti_cachedhasbots:BR|true vti_cachedhastheme:BR|false vti_cachedhasborder:BR|true vti_botnavbits:SW|C vti_botnavbarthemes:VR| vti_botnavbarfeatures:VR| vti_borderaggregate:SR|default vti_metatags:VR|HTTP-EQUIV=Content-Language en-us HTTP-EQUIV=Content-Type text/html;\\ charset=windows-1252 vti_charset:SR|windows-1252 vti_language:SR|en-us