vti_encoding:SR|utf8-nl vti_author:SR|BANKTELLER\\Philip vti_modifiedby:SR|Lenovo\\scribepj vti_timelastmodified:TR|15 Aug 2022 07:39:31 -0000 vti_timecreated:TR|16 Jul 2022 01:24:09 -0000 vti_shadowfiles:VX| vti_title:SR|Borrower beware vti_extenderversion:SR|6.0.2.8161 vti_backlinkinfo:VX|CreditCards/DefinedTerms/Defined_Terms_&_Documents.htm CreditCards/ComGovReview2022/Annexure_A.htm CreditCards/Guardian/scrapping_responsible_lending_lawa.htm vti_nexttolasttimemodified:TW|16 Jul 2022 01:55:40 -0000 vti_cacheddtm:TX|15 Dec 2023 22:08:13 -0000 vti_filesize:IR|93662 vti_cachedtitle:SR|Borrower beware vti_cachedbodystyle:SR| vti_cachedlinkinfo:VX|H|../DefinedTerms/Defined_Terms_&_Documents.htm H|https://www.theguardian.com/australia-news/2021/mar/21/borrower-beware-how-responsible-lending-changes-could-put-more-vulnerable-australians-in-debt H|https://www.theguardian.com/profile/royce-kurmelovs H|https://www.twitter.com/RoyceRk2 S|https://i.guim.co.uk/img/media/7f6c61a45d40cd74cf1baeae8bf6da43acd11d43/0_170_2629_1578/master/2629.jpg H|https://www.facebook.com/dialog/share H|mailto: H|https://www.theguardian.com/australia-news/2021/feb/04/australia-risks-household-debt-disaster-if-responsible-lending-laws-scrapped S|https://i.guim.co.uk/img/media/0f27ddeb5a18fcf05120839d5f9752758b2775c8/237_413_3484_2090/master/3484.jpg H|https://www.aph.gov.au/Parliamentary_Business/Bills_Legislation/Bills_Search_Results/Result S|https://78a8107a450ed9afb790556f2d74f1da.safeframe.googlesyndication.com/safeframe/1-0-38/html/container.html H|https://parlinfo.aph.gov.au/parlInfo/search/display/display.w3p;query=Id:"legislation/ems/r6656_ems_18ac500b-30e6-4744-91ae-49af99d536e0%22 H|https://www.aph.gov.au/Parliamentary_Business/Committees/Senate/Economics/NCCPEcoRocovery/Report H|https://www.theguardian.com/australia-news/2020/sep/22/labor-accuses-coalition-of-stalling-its-own-reforms-to-crack-down-on-payday-loans H|https://ministers.treasury.gov.au/ministers/josh-frydenberg-2018/media-releases/simplifying-access-credit-consumers-and-small H|https://www.theguardian.com/australia-news/josh-frydenberg S|https://78a8107a450ed9afb790556f2d74f1da.safeframe.googlesyndication.com/safeframe/1-0-38/html/container.html S|https://i.guim.co.uk/img/media/09657202314bd100f798c55e5d912d6f106e2131/0_39_5392_3237/master/5392.jpg H|https://parlinfo.aph.gov.au/parlInfo/search/display/display.w3p;db=COMMITTEES;id=committees/commrep/868db039-2384-4ce9-a502-1354709677d2/0001;query=Id:"committees/commrep/868db039-2384-4ce9-a502-1354709677d2/0000%22 S|https://78a8107a450ed9afb790556f2d74f1da.safeframe.googlesyndication.com/safeframe/1-0-38/html/container.html H|https://www.theguardian.com/australia-news/2021/jan/19/banking-royal-commission-most-recommendations-have-been-abandoned-or-delayed H|https://www.royalcommission.gov.au/sites/default/files/2019-02/fsrc-volume-1-final-report.pdf H|https://www.royalcommission.gov.au/sites/default/files/2019-02/fsrc-volume-1-final-report.pdf S|https://78a8107a450ed9afb790556f2d74f1da.safeframe.googlesyndication.com/safeframe/1-0-38/html/container.html H|https://www.theguardian.com/australia-news/2021/jan/20/scrapping-responsible-lending-laws-a-disaster-that-could-drown-australians-in-debt-consumer-groups-say S|https://i.guim.co.uk/img/media/8182aedd2198e88c9d4ba0d1a0a5bbbbd02aa3f6/0_0_4823_2893/master/4823.jpg H|https://www.theguardian.com/australia-news/2021/feb/16/the-australian-property-market-is-booming-but-the-gains-are-based-on-massive-debts S|https://i.guim.co.uk/img/media/29a47f189efc71fcc8e20b70808c1aafb998b477/106_0_1504_902/master/1504.jpg H|https://consumeraction.org.au/robert-regan-royal-commission-witness/ vti_cachedsvcrellinks:VX|FHUS|CreditCards/DefinedTerms/Defined_Terms_&_Documents.htm NHSS|https://www.theguardian.com/australia-news/2021/mar/21/borrower-beware-how-responsible-lending-changes-could-put-more-vulnerable-australians-in-debt NHSS|https://www.theguardian.com/profile/royce-kurmelovs NHSS|https://www.twitter.com/RoyceRk2 NSSS|https://i.guim.co.uk/img/media/7f6c61a45d40cd74cf1baeae8bf6da43acd11d43/0_170_2629_1578/master/2629.jpg NHSS|https://www.facebook.com/dialog/share NHUS|mailto: NHSS|https://www.theguardian.com/australia-news/2021/feb/04/australia-risks-household-debt-disaster-if-responsible-lending-laws-scrapped NSSS|https://i.guim.co.uk/img/media/0f27ddeb5a18fcf05120839d5f9752758b2775c8/237_413_3484_2090/master/3484.jpg NHSS|https://www.aph.gov.au/Parliamentary_Business/Bills_Legislation/Bills_Search_Results/Result NSSS|https://78a8107a450ed9afb790556f2d74f1da.safeframe.googlesyndication.com/safeframe/1-0-38/html/container.html NHSS|https://parlinfo.aph.gov.au/parlInfo/search/display/display.w3p;query=Id:"legislation/ems/r6656_ems_18ac500b-30e6-4744-91ae-49af99d536e0%22 NHSS|https://www.aph.gov.au/Parliamentary_Business/Committees/Senate/Economics/NCCPEcoRocovery/Report NHSS|https://www.theguardian.com/australia-news/2020/sep/22/labor-accuses-coalition-of-stalling-its-own-reforms-to-crack-down-on-payday-loans NHSS|https://ministers.treasury.gov.au/ministers/josh-frydenberg-2018/media-releases/simplifying-access-credit-consumers-and-small NHSS|https://www.theguardian.com/australia-news/josh-frydenberg NSSS|https://78a8107a450ed9afb790556f2d74f1da.safeframe.googlesyndication.com/safeframe/1-0-38/html/container.html NSSS|https://i.guim.co.uk/img/media/09657202314bd100f798c55e5d912d6f106e2131/0_39_5392_3237/master/5392.jpg NHSS|https://parlinfo.aph.gov.au/parlInfo/search/display/display.w3p;db=COMMITTEES;id=committees/commrep/868db039-2384-4ce9-a502-1354709677d2/0001;query=Id:"committees/commrep/868db039-2384-4ce9-a502-1354709677d2/0000%22 NSSS|https://78a8107a450ed9afb790556f2d74f1da.safeframe.googlesyndication.com/safeframe/1-0-38/html/container.html NHSS|https://www.theguardian.com/australia-news/2021/jan/19/banking-royal-commission-most-recommendations-have-been-abandoned-or-delayed NHSS|https://www.royalcommission.gov.au/sites/default/files/2019-02/fsrc-volume-1-final-report.pdf NHSS|https://www.royalcommission.gov.au/sites/default/files/2019-02/fsrc-volume-1-final-report.pdf NSSS|https://78a8107a450ed9afb790556f2d74f1da.safeframe.googlesyndication.com/safeframe/1-0-38/html/container.html NHSS|https://www.theguardian.com/australia-news/2021/jan/20/scrapping-responsible-lending-laws-a-disaster-that-could-drown-australians-in-debt-consumer-groups-say NSSS|https://i.guim.co.uk/img/media/8182aedd2198e88c9d4ba0d1a0a5bbbbd02aa3f6/0_0_4823_2893/master/4823.jpg NHSS|https://www.theguardian.com/australia-news/2021/feb/16/the-australian-property-market-is-booming-but-the-gains-are-based-on-massive-debts NSSS|https://i.guim.co.uk/img/media/29a47f189efc71fcc8e20b70808c1aafb998b477/106_0_1504_902/master/1504.jpg NHSS|https://consumeraction.org.au/robert-regan-royal-commission-witness/ vti_cachedneedsrewrite:BR|true vti_cachedhasbots:BR|true vti_cachedhastheme:BR|false vti_cachedhasborder:BR|true vti_botnavbits:SW|C vti_botnavbarthemes:VR| vti_botnavbarfeatures:VR| vti_borderaggregate:SR|default vti_metatags:VR|HTTP-EQUIV=Content-Language en-au HTTP-EQUIV=Content-Type text/html;\\ charset=windows-1252 vti_charset:SR|windows-1252 vti_language:SR|en-au