Low Interest Rate Credit Cards - at Nov 2016

 
 
 
 

Quay Credit Union Visa Credit Card
0% interest for 12 months on balance transfers

thence 15.49% variable cash advance rate
Interest rate 9.49% for Purchases
Annual fee of $50

Up to 50 days interest free

 

Community First Credit Union

Low Rate Visa Credit Card

3.99% for initial 6 months, thence 8.99% on Purchases and Cash Advances
Annual Fee $40

Up to 55 days interest free on Purchases
Key Facts Sheet

Victoria's Teachers Mutual Bank - Visa Classic Credit Card
Interest rate 11.49% for both Purchases and Cash Advances
Annual Fee $49

Cash advance fee Greater of $2% or $2.50

Up to 55 days interest free on Purchases
Key fact sheet

Greater Bank Visa Credit Card

11.95% on Purchases and Cash Advances

Annual fee $40

Up to 55 days interest free on Purchases
Key Facts Sheet

 

 

  Low Interest Rate Credit Cards - at March 2017
 

G&C Mutual Bank Credit Cards

Purchase rate of 9.49%
Introductory rate of 0% p.a. for 12 months on balance transfers (Max $75), reverts to Cash Advance rate of 15.99% p.a. 
Annual Fee $50. 

Min credit limit $1,000. 
Min Monthly Repayment 5% or $20

Community First Credit Union
Low Rate Visa Card or McGrath Pink Visa Card
Minimum credit limit
      $1,000
Minimum repayments      Greater of $20.00 or 3% of Outstanding Balance
Interest on Purchases      8.99% p.a.
Interest-free period 
        Up to 55 days.
Interest on cash advances
8.99% p.a.
Annual fee  $40.00
Late payment fee 
$25.00

 

Victoria's Teachers Mutual Bank -
Visa Classic Credit Card

Minimum card limit $2,000.
No annual fee
Purchase Interest Rate 12.94%
Cash Advance Interest Rate 12.94%
55 days interest free on Purchases

Victoria's Teachers Mutual Bank -
Visa Platinum Credit Card

Minimum card limit $6,000.
Annual fee  $84
Purchase Interest Rate 9.99%
Cash Advance Interest Rate 19.99%
55 days interest free on Purchases

Greater Bank Visa Credit Card

11.95% on Purchases and Cash Advances

Annual fee $40

Up to 55 days interest free on Purchases
Key Facts Sheet

 

Bank Australia Low Rate Visa Credit Card
Purchase rate 9.39%
Cash Advance rate 9.39%
Interest free days  Nil
Annual fee $59
Minimum repayments 2.5% or $20, whichever is greater
Min Credit limit  $1,000
Late Payment fee  Nil