vti_encoding:SR|utf8-nl vti_author:SR|Lenovo\\scribepj vti_modifiedby:SR|MSI\\scrib vti_timelastmodified:TR|25 Nov 2022 01:26:38 -0000 vti_timecreated:TR|03 Oct 2019 06:48:28 -0000 vti_shadowfiles:VX| vti_title:SR|Section 5 vti_extenderversion:SR|6.0.2.5516 vti_backlinkinfo:VX|CreditCards/Comms/Letter_to_Adele_Ferguson_5-Oct-19_SynopsisFormat.htm vti_nexttolasttimemodified:TR|12 Aug 2022 02:31:25 -0000 vti_cacheddtm:TX|18 Sep 2024 22:25:42 -0000 vti_filesize:IR|31288 vti_cachedtitle:SR|Section 5 vti_cachedbodystyle:SR| vti_cachedlinkinfo:VX|H|Letter_to_Adele_Ferguson_5-Oct-19.htm H|../DefinedTerms/Defined_Terms_&_Documents.htm H|../DefinedTerms/Interest_And_Penalty_Fees_Revenue.htm H|../DefinedTerms/Egaliterian_Country.htm H|../RoyalCom/InterimReport/Interim_Report_of_the_Royal_Commission.htm H|../ASIC/ASIC.htm H|../APRA/APRA.htm H|../DefinedTerms/Unconscionable_Conduct.htm H|../DefinedTerms/Credit_Card_Products.htm H|../DefinedTerms/User_Pays_Principle.htm H|../Actions/Transactors_and_Revolvers.htm H|../DefinedTerms/Free_Ride.htm H|../Actions/Persistent_Revolvers.htm H|../DefinedTerms/Interest_And_Penalty_Fees_Revenue.htm H|../DefinedTerms/Credit_Card_Products.htm H|../DefinedTerms/Statutory_Duty.htm H|../DefinedTerms/ReserveBankOfAustralia.htm H|../DefinedTerms/Extensive_Powers_of_the_RBA.htm H|../DefinedTerms/Parliamentary_Bestowed_Mandate.htm H|../RBA/Sect_11_Reserve_Bank_Act_1959.htm K|https://www.aph.gov.au/About_Parliament/Senate/Powers_practice_n_procedures/~/link.aspx K|https://www.aph.gov.au/About_Parliament/Senate/Powers_practice_n_procedures/~/link.aspx H|http://www8.austlii.edu.au/cgi-bin/viewdb/au/legis/cth/consol_act/rca1902224/ H|http://www8.austlii.edu.au/cgi-bin/viewdb/au/legis/cth/consol_act/rca1902224/ H|../RoyalCom/Signed-Letters-Patent-Financial-Services-Royal-Commission.pdf H|https://financialservices.royalcommission.gov.au/Pages/default.aspx H|https://financialservices.royalcommission.gov.au/Pages/default.aspx H|https://www.rba.gov.au/fin-stability/reg-framework/cfr.html H|../DefinedTerms/Credit_Card_Payment_Schemes.htm H|../DefinedTerms/Credit_Card_Products.htm H|https://www.rba.gov.au/fin-stability/reg-framework/cfr.html H|../DefinedTerms/Parliamentary_Bestowed_Mandate.htm H|../DefinedTerms/Extensive_Powers_of_the_RBA.htm H|../RBA/PaymentsSystemBoard’sMandate&Objectives.htm H|../DefinedTerms/To_Act_In_The_Public_Interest.htm H|../DefinedTerms/To_Act_In_The_Public_Interest.htm H|../RBA/Attachment\\ 'C'__RBA-Our_Role.htm H|../RBA/BANK_INTEREST_RATE_MARGINS.htm H|../Parliament/WrittenQuestions/Chapter_5.htm H|../RBA/Sect_11_Reserve_Bank_Act_1959.htm K|https://www.aph.gov.au/About_Parliament/Senate/Powers_practice_n_procedures/~/link.aspx K|https://www.aph.gov.au/About_Parliament/Senate/Powers_practice_n_procedures/~/link.aspx H|../RBA/Sect_11_Reserve_Bank_Act_1959.htm H|../WallisReport/WallisReportOnAustralianFinancialSystem.htm H|../ACA_Lawyers/SubmissionLetterTo_ACA_Lawyers.htm H|../WestpacReportOnDereg/WestpacReportOnDeregulation.htm H|../WestpacReportOnDereg/WestpacReportOnDeregulation.htm H|../RBA/Consultation_Document_14-Dec-2001.htm H|../RBA/Consultation_Document_14-Dec-2001.htm H|../RBA/Consultation_Document_14-Dec-2001.htm H|../DefinedTerms/Retail_Supply_Side.htm H|../RBA/Comms/Section_8_of_Writer's_letter_to_RBA_dated\\ 8_Dec_11.htm H|../RBA/Comms/Response_to_RBA_8_Dec_11b.htm H|../DefinedTerms/Financial_Literacy.htm vti_cachedsvcrellinks:VX|FHUS|CreditCards/Comms/Letter_to_Adele_Ferguson_5-Oct-19.htm FHUS|CreditCards/DefinedTerms/Defined_Terms_&_Documents.htm FHUS|CreditCards/DefinedTerms/Interest_And_Penalty_Fees_Revenue.htm FHUS|CreditCards/DefinedTerms/Egaliterian_Country.htm FHUS|CreditCards/RoyalCom/InterimReport/Interim_Report_of_the_Royal_Commission.htm FHUS|CreditCards/ASIC/ASIC.htm FHUS|CreditCards/APRA/APRA.htm FHUS|CreditCards/DefinedTerms/Unconscionable_Conduct.htm FHUS|CreditCards/DefinedTerms/Credit_Card_Products.htm FHUS|CreditCards/DefinedTerms/User_Pays_Principle.htm FHUS|CreditCards/Actions/Transactors_and_Revolvers.htm FHUS|CreditCards/DefinedTerms/Free_Ride.htm FHUS|CreditCards/Actions/Persistent_Revolvers.htm FHUS|CreditCards/DefinedTerms/Interest_And_Penalty_Fees_Revenue.htm FHUS|CreditCards/DefinedTerms/Credit_Card_Products.htm FHUS|CreditCards/DefinedTerms/Statutory_Duty.htm FHUS|CreditCards/DefinedTerms/ReserveBankOfAustralia.htm FHUS|CreditCards/DefinedTerms/Extensive_Powers_of_the_RBA.htm FHUS|CreditCards/DefinedTerms/Parliamentary_Bestowed_Mandate.htm FHUS|CreditCards/RBA/Sect_11_Reserve_Bank_Act_1959.htm NHSS|https://www.aph.gov.au/About_Parliament/Senate/Powers_practice_n_procedures/~/link.aspx NHSS|https://www.aph.gov.au/About_Parliament/Senate/Powers_practice_n_procedures/~/link.aspx NHHS|http://www8.austlii.edu.au/cgi-bin/viewdb/au/legis/cth/consol_act/rca1902224/ NHHS|http://www8.austlii.edu.au/cgi-bin/viewdb/au/legis/cth/consol_act/rca1902224/ FHUS|CreditCards/RoyalCom/Signed-Letters-Patent-Financial-Services-Royal-Commission.pdf NHSS|https://financialservices.royalcommission.gov.au/Pages/default.aspx NHSS|https://financialservices.royalcommission.gov.au/Pages/default.aspx NHSS|https://www.rba.gov.au/fin-stability/reg-framework/cfr.html FHUS|CreditCards/DefinedTerms/Credit_Card_Payment_Schemes.htm FHUS|CreditCards/DefinedTerms/Credit_Card_Products.htm NHSS|https://www.rba.gov.au/fin-stability/reg-framework/cfr.html FHUS|CreditCards/DefinedTerms/Parliamentary_Bestowed_Mandate.htm FHUS|CreditCards/DefinedTerms/Extensive_Powers_of_the_RBA.htm FHUS|CreditCards/RBA/PaymentsSystemBoard’sMandate&Objectives.htm FHUS|CreditCards/DefinedTerms/To_Act_In_The_Public_Interest.htm FHUS|CreditCards/DefinedTerms/To_Act_In_The_Public_Interest.htm FHUS|CreditCards/RBA/Attachment\\ 'C'__RBA-Our_Role.htm FHUS|CreditCards/RBA/BANK_INTEREST_RATE_MARGINS.htm FHUS|CreditCards/Parliament/WrittenQuestions/Chapter_5.htm FHUS|CreditCards/RBA/Sect_11_Reserve_Bank_Act_1959.htm NHSS|https://www.aph.gov.au/About_Parliament/Senate/Powers_practice_n_procedures/~/link.aspx NHSS|https://www.aph.gov.au/About_Parliament/Senate/Powers_practice_n_procedures/~/link.aspx FHUS|CreditCards/RBA/Sect_11_Reserve_Bank_Act_1959.htm FHUS|CreditCards/WallisReport/WallisReportOnAustralianFinancialSystem.htm FHUS|CreditCards/ACA_Lawyers/SubmissionLetterTo_ACA_Lawyers.htm FHUS|CreditCards/WestpacReportOnDereg/WestpacReportOnDeregulation.htm FHUS|CreditCards/WestpacReportOnDereg/WestpacReportOnDeregulation.htm FHUS|CreditCards/RBA/Consultation_Document_14-Dec-2001.htm FHUS|CreditCards/RBA/Consultation_Document_14-Dec-2001.htm FHUS|CreditCards/RBA/Consultation_Document_14-Dec-2001.htm FHUS|CreditCards/DefinedTerms/Retail_Supply_Side.htm FHUS|CreditCards/RBA/Comms/Section_8_of_Writer's_letter_to_RBA_dated\\ 8_Dec_11.htm FHUS|CreditCards/RBA/Comms/Response_to_RBA_8_Dec_11b.htm FHUS|CreditCards/DefinedTerms/Financial_Literacy.htm vti_cachedneedsrewrite:BR|true vti_cachedhasbots:BR|true vti_cachedhastheme:BR|false vti_cachedhasborder:BR|true vti_botnavbits:SW|C vti_botnavbarthemes:VR| vti_botnavbarfeatures:VR| vti_borderaggregate:SR|default vti_metatags:VR|HTTP-EQUIV=Content-Type text/html;\\ charset=windows-1252 vti_charset:SR|windows-1252