COMMBANK CREDIT CARD CONDITIONS OF USE.

How you can use your account.

For all CommBank Personal Credit Cards and Business Credit Cards.

1 November 20171

Where to find out more

Visit commbank.com.au/creditcards-support for more information about our credit cards, along with handy tips for using your card and saving interest.This includes details of how your foreign currency transactions are converted into Australian dollars and what your PIN and password security requirements are under the ePayments Code. For general information about our banking services, see The Better Banking Book booklet, available on our website or at any branch. This includes information about how we keep your information confidential and what do to if you get into financial difficulty.

CONTENTS
Conditions of Use1 Your contract with us 02
2 Using and managing your account 02
3 Fees and interest 07
4 What to do if there is a problem with your card or account 09
5 Rights we have 13
6 Changes to your contract 15
7 Meaning of words used in this document 16
Other important documents (for personal cards only)
8 Credit guide 18
9 Information statement 19